Pay off an existing loan and save money

Personal loan arranged by PostFinance
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Many people are not aware that early repayment of personal loans is possible in Switzerland. You can save money by paying off a loan and choosing one with a lower interest rate. So it pays to check new offers on a regular basis. With a personal loan arranged by PostFinance, you benefit from fair and transparent conditions with interest rates from 4.9 percent.

Personal loan with fair and transparent conditions

    • Interest from 4.9 percent to 8.90 percent
    • Amounts from CHF 1,000 to CHF 80,000
    • Terms of 6 to 84 months
    • Early repayment and special repayment possible
    • Option of cover in the event of involuntary unemployment 

Early repayment of your personal loan

  • Ask about your remaining debt: find out from your current lender how much you still owe.
  • Apply for a loan online: in your loan application, specify at least the amount of your current loan and indicate that you would like to replace an existing loan. The current obligations must be recorded in the loan application (loan amount and lender).
  • Notification of loan decision: once you have submitted the information and documents required for the loan application, our cooperation partner bob Finance will examine them thoroughly. You will receive a provisional notice and know straight away whether replacement is worthwhile.
  • Loan replacement: if you accept the loan offer, our partner bob Finance will cover the replacement of the existing loan amount. Definitive replacement takes place after the statutory 14- day revocation period.

Preconditions

  • Private individual between 18 and 64 years of age
  • Swiss citizenship, residence permit B or C
  • Permanent employment contract
  • Residence and bank account in Switzerland
  • No outstanding debt collection proceedings
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PostFinance personal loan

Easy online procedure.
Apply now

Disclaimer

PostFinance arranges the personal loan in cooperation with bob Finance. The customer concludes the contract with bob Finance. bob Finance is a branch of Valora Schweiz AG, which is based in Zurich.

The granting of credit is prohibited if it leads to over-indebtedness (Art. 3 UCA)