Account overdraft limit for business customers

For flexible account management
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Bridge liquidity shortfalls with an account overdraft limit. For optimum cash management that gives you greater leeway in terms of liquidity.

Account overdraft limit for business customers: make sure you always have enough liquidity

  • Limits for bridging liquidity shortfalls in payment transactions

  • Account overdraft up to 20,000 francs (up to equivalent value in foreign currency also possible)

  • Competitive interest rates and transparent conditions

The following requirements must be met for a limit application:

  • Small and medium-sized enterprise domiciled in Switzerland
  • Business account has existed for at least 12 months
  • Sufficient creditworthiness (current extract from the debt collection register)
  • Revenue on business account
  • No active COVID-19 loan
  1. Submit a digital application for an account overdraft limit. Please note that this type of application is only available to business customers
  2. We are checking your application and the requirements
  3. You will receive the documents in a few days to be signed and returned
  4. We are checking the documents and your credit standing
  5. We will inform you of the decision in writing
Current interest conditions
9.5%
Term / Overdraft duration

The account overdraft serves to bridge short-term liquidity shortfall. The requested overdraft limit is granted for a maximum of one month (30 days). The account must have a positive balance at least once a month or at the latest once the time limit has expired.
Validity
The agreement is concluded for an indefinite period and can be cancelled in writing by either party at any time without giving reasons.
Currency
CHF or foreign currency
  • Interest only on actual credit amount requested
  • No stand-by charge and no credit commission
  • Credit limit possible without collateral

Arrange account overdraft limit

Apply easily online.

Do you have questions about liquidity?

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