The Swiss National Bank (SNB) lowered its policy rate from 0.50% to 0.25% on 20 March 2025. This is the fifth suc-cessive policy rate cut by the SNB. PostFinance is responding to this by adjusting the interest rates on savings ac-counts and the retirement savings account 3a as of 1 May 2025.
| Account | Interest rate from 01.05.2025 |
|---|---|
| Account Savings account in CHF |
Interest rate from 01.05.2025 0.01% up to CHF 50,000 0.00% from CHF 50,000 (unchanged) |
| Account Savings account in EUR |
Interest rate from 01.05.2025 0.01% up to EUR 50,000 0.00% from EUR 50,000 (unchanged) |
| Account Youth savings account in CHF (incl. gift savings account in CHF) |
Interest rate from 01.05.2025 0.60% up to CHF 25,000 0.01% from CHF 25,000 to CHF 50,000 0.00% from CHF 50,000 (unchanged) |
| Account Youth savings account in EUR |
Interest rate from 01.05.2025 0.60% up to EUR 25,000 0.01% from EUR 25,000 to EUR 50,000 0.00% from EUR 50,000 (unchanged) |
| Account Retirement savings account 3a |
Interest rate from 01.05.2025 0.20% |
The adapted interest rates will come into effect automatically; customers do not need to do anything. For other account types, existing interest rates will continue to apply.
The SNB will conduct its next monetary policy assessment on 19 June 2025. PostFinance monitors developments on an ongoing basis. PostFinance will provide information promptly in the event of further modifications.