Press Release

PostFinance launches first Swiss asset management mandate with selected cryptocurrencies

PostFinance sets a milestone: it is the first retail bank in Switzerland to integrate cryptocurrencies into an asset management mandate. A further new mandate with a “Sustainable” focus supports the 2050 global climate net zero target. The mandates are broadly diversified and supported by professional risk management.

The key points at a glance

  • PostFinance is the first retail bank in Switzerland to integrate globally oriented investments, megatrends and cryptocurrencies into a single asset management mandate.
  • The new “Future” investment focus invests 80 percent in globally oriented investments, 15 percent in megatrends and 5 percent in selected cryptocurrencies.
  • The new “Sustainable” investment focus invests exclusively in companies and states that have demonstrated their climate-friendly approach or are on a credible transformation path.
  • Thanks to these new offers, PostFinance customers have a total of five investment focuses (Switzerland, Global, Responsible, Sustainable and Future) for different goals, risk profiles and sustainability preferences.

Combining traditional investments with innovative future-oriented topics – this is how PostFinance is responding to the growing demand for modern forms of investment. The new e-asset management mandate “Future” combines globally oriented investments (80 percent of the portfolio) with investments in megatrends such as digitization, demographic change and health (15 percent of the portfolio) for the “Capital gains” investment strategy. There is also a controlled crypto component of 5 percent. “We are the first retail bank in Switzerland to integrate globally oriented investments, megatrends and cryptocurrencies into an asset management mandate. We have done so in a way that is regulated and professionally accessible for retail customers,” says Philipp Merkt, Chief Investment Officer at PostFinance.

An investment solution that contributes to the 2050 net zero global climate target

PostFinance is also launching the new e-asset management mandate “Sustainable”, which invests exclusively in companies and states that are demonstrably on a credible climate transformation path. This portfolio is compatible with the 2050 net zero global climate target and excludes companies that benefit from the extraction or increased use of fossil fuels. The new “Sustainable” focus is unique on the market, as there are currently no comparable asset management mandates with such a low entry threshold (5,000 francs) and an integrated net zero climate target. The “Sustainable” focus type can be selected for any investment strategy, regardless of whether it is “Interest income”, “Income”, “Balanced”, “Growth” or “Capital gains”. 

More choice, more fit – individual profiles and sustainability preferences

With five focus areas, PostFinance can now tailor its investment solutions to personal goals, risk appetite and sustainability preferences. The mandates are monitored by experts and adapted to the market environment as required. Subscription, access and changes are available digitally at any time via e-finance or in the PostFinance App. 

The five focus areas of e-asset management from PostFinance

  • Switzerland – focus on the Swiss market
  • Global – globally diversified investments
  • Responsible – ESG-oriented investments
  • Future (new) – globally diversified investments, combined with megatrends and targeted crypto additions
  • Sustainable (new) – Portfolio aligned with the global climate net zero target 2050
More information on the new alignment