Via SEPA

• The SEPA area covers 36 states: 27 EU countries as well as Andorra, the UK, Iceland, Monaco, Norway, San Marino, Vatican City and Switzerland.
• For EUR payments according to the SEPA standard, you can use the credit transfer types Giro international SEPA and SEPA Direct Debit
• SEPA payments require you to specify the IBAN (International Bank Account Number)
  
• Wherever possible, PostFinance will forward your payments as SEPA-compliant credit transfers at no additional cost
• SEPA payments in e-finance are free of charge, but some receiving banks may charge their customers a fee for credits received (this is beyond PostFinance’s control)

Transfer types as per SEPA standard

Giro international SEPA

• Giro international transfers are automatically checked to ensure that they meet SEPA requirements 
• Credited to the recipient account within a maximum of one bank working day as of the debit date
• Transfers to postal or bank accounts in accordance with SEPA Credit Transfer Standard

SEPA Direct Debit

• European direct debit scheme 
• SEPA Direct Debits are made in euros, although the account to be debited does not have to be a euro account.