Student account

The ideal account for apprentices and students

Starting a career is an exciting time. The free PostFinance student account enables you to create the ideal foundation for your financial future. Thanks to e-finance and the PostFinance App, you can keep an eye on your daily financial transactions at all times – leaving you more time for self-fulfilment.

Student account: for customers aged 18 to 30 who are in education or training

  • Ideal as a salary account for apprentices and students

  • Preferential interest rate

  • Free account management

  • Free PostFinance Card

  • On request: free Mastercard Standard or Visa Classic Card

    • Student account in CHF or EUR
    • Account management: either online (e-finance) or on paper
    • Monthly account statement and annual account balancing with interest statement
    • Lower issuing commission for PostFinance Fonds
    • Free Mastercard Standard or Visa Classic Card
  • Current interest rates

    Account management and withdrawals from student account

    From 1 July our accounts and services will be bundled together in banking packages.

    Account management
    Free of charge 
    PostFinance Card in CHF or EUR
    Free of charge
    Cashless payments in Switzerland and in online shops
    Free of charge
    Cash withdrawals at Postomats, post offices, Migros, Manor, Spar, SBB counters, Coop Pronto shops and Denner
    Free of charge
    Cash withdrawals at ATMs

    CHF 2 for withdrawals of Swiss francs

    CHF 5 for withdrawals of euros

    Cash withdrawals at ATMs abroad
    CHF 5
    Electronic account statements, payment and standing orders
    Free of charge
    Paper monthly account statement
    CHF 1/month
    Domicile abroad
    CHF 25/month per account, irrespective of assets
  • Whether you want to close your current bank account or pay your salary into your student account, we’ll be happy to help. 

    Close your current bank account

    You can close your current bank account with the following cancellation letter.

    1. Please fill in at least the first page
    2. Sign the form
    3. Send it to your current bank

    Want to have your salary paid in to your student account?

    You can use the following transfer form to have your salary credited to your student account.

    1. Please fill in the form
    2. Sign the form
    3. Send the form to:
      PostFinance Ltd
      Scan Center
      3002 Bern

    How can I convert my youth account or private account into a student account?

    If you meet the preconditions for a student account, please send us a copy of your training contract or proof of education via e-finance or by post. Your youth account or private account will be converted into a student account after your details have been checked.

  • Where can you withdraw cash at Migros and Manor?

    Cash withdrawals are possible at the Customer Service checkout.

    What are the preconditions for a student account?

    • You are between 18 and 30 years of age
    • You are in education or training for a period of at least one year, full-time or while working
    • Education or training includes: vocational training, middle school, technical education, higher technical education, university of applied sciences and university

    What is the overdraft limit for a student account?

    The account must not be overdrawn. If creditworthiness checks are positive and regular credits are made, PostFinance may grant an overdraft limit of CHF 1,000 francs and change it at any time on request.

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