Private account in EUR

The account for payment transactions in EUR

The private account in EUR from PostFinance is the ideal account for your payment transactions in the eurozone – and an ideal holiday account. You can also use our online and mobile banking with e-finance and the PostFinance App, making it easy for you to take care of your day-to-day financial transactions.

Private account in EUR: can be managed as an individual or partner account

  • Ideal for payment transactions in EUR

  • Withdraw cash worldwide with the PostFinance Card in EUR

  • No currency risk for transactions in EUR

  • Free PostFinance Card in EUR

  • Unlimited withdrawal options

    • Annual account statement with interest statement
    • Monthly account statement
    • Unlimited withdrawal options
    • Available as an individual or partner account
  • Private accounts in banking packages

    Private accounts are managed in the Smart banking package or the SmartPlus banking package. 

    Cash withdrawals

    Place of useCost for the cash withdrawal
    Place of use
    PostFinance Card
    Cost for the cash withdrawal
    Free of charge
    Place of use
    Postomats
    Cost for the cash withdrawal
    Free of charge
    Place of use
    Swiss Post counters
    Cost for the cash withdrawal
    Withdrawals in Swiss francs: free of charge
    Withdrawals in euro: 1% of the cash amount withdrawn
    Place of use
    ATMs in Switzerland
    Cost for the cash withdrawal

    Smart banking package:
    CHF 2 for withdrawals in Swiss francs
    CHF 5 for withdrawals in euro

    SmartPlus banking package: free of charge

    Place of use
    ATMs abroad
    Cost for the cash withdrawal
    Smart banking package: CHF 5 
    SmartPlus banking package: free of charge 

    Domicile abroad

    CHF 25/month per account, regardless of assets

    Current interest rates

  • Whether you want to close your current bank account or want to pay your salary into your private account, we’ll be happy to help. 

    Close your current bank account

    You can close your current bank account with the following cancellation letter.

    1. Please fill in at least the first page
    2. Sign the form
    3. Send it to your current bank

    Have your salary paid into your private account

    You can use the following transfer form to have your salary credited to your private account.

    1. Complete the form
    2. Sign the form
    3. Send the form to:
      PostFinance Ltd
      Scan Center
      3002 Bern
    • The account must not be overdrawn. For customers who pass a creditworthiness check and receive regular credits, PostFinance may grant an overdraft limit of CHF 1,000, which can be changed upon request at any time.
    • Yes. However, as your account balance is in EUR, the CHF amount withdrawn is converted into EUR and charged in EUR.

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