Each month, we have to cover numerous expenses, whether for the home, the family, health insurance and other insurance policies, rent or public transport. We can quickly lose track of our household budget and spend income faster than we expect.
This is why it is useful to begin by setting out your monthly expenses and your monthly net income, and try to see where you can make savings. Set yourself the right priorities and try not to cut back on the wrong things wherever possible: leave the things you need, such as insurance, your pension, healthcare and so on, and also remember to set aside some money for taxes so you don’t get a nasty shock when your bill arrives – or maybe even get into debt as a result.
But if you still don’t have enough funds to last until the end of the month, despite your household budget and these saving tips, there are other ways of getting your expenses and income back under control: