The most important findings from the expert interview are summarized again here:
- Pillar 3 is becoming increasingly important for retirement provision. It includes everything that is not covered by state pensions (OASI and IV) or employee benefits (pension funds), such as funds saving plans, savings and retirement savings accounts and life insurance.
- Although it is important to live in the here and now, you should also think about the future. That’s why you should start setting money aside as soon as possible – even if it’s only small amounts.
- Good information is extremely valuable. Irrespective of your financial situation, you should address the topic of retirement planning and find out as much information as possible. This is the only way for you to find the right products to suit your individual needs, goals and dreams.