Great job, Adrian. If you’d like to read more about the topic of investment strategy at your leisure, you can find a detailed explanation here:

The most important thing about an investment strategy is that it should be tailored precisely to the investor’s needs, situation in life and goals. First of all, an investor profile is created which is based on the investor’s risk appetite and risk capacity. A more in-depth explanation is provided by Sokol Maliqi, Head of the Customer Zone at the PostFinance branch in Winterthur, in the article “Put it simply, please! Investor profile“.

Ensuring their portfolio  In relation to a fund or securities custody account, the portfolio refers to the composition of the types of investment it contains (e.g. shares, bonds etc.). is well diversified is extremely important for all investors. You can read exactly how that works in the article “Diversification –how it works“.

However, there is a strategy that has proved particularly effective and that initially suits many investors: the “core/satellite strategy”. It may sound complicated, but it is actually very straightforward. With the core/satellite strategy, investors put between 80% and 100% of their investment assets into a core investment. This may be an asset allocation fund, for example. Investors are well diversified with this fund because it invests in a wide range of different investments. They can then put the remaining 20% into investments which are of particular interest to them. For example, anyone wishing to invest in sustainable companies or who is particularly interested in precious metals or companies from emerging countries can do so with the 20% of the investment assets mentioned.

This produces a good mix of a solid investment in line with the investment strategy where investors have the flexibility to use the remainder to purchase their favourite securities.