Can I invest without having to waste time on it?

You get up in the morning, get yourself ready for work and spend most of the day in the office, workshop or wherever your job takes you. But there’s still lots to get done even after work: the housework won’t get done by itself. You spend your free time on shopping, cooking and cleaning – and when you’ve done all your chores, you simply want to switch on Netflix than read a book about finance. In short, most people simply don’t have the time and energy to get to grips with financial investment at the end of a hard day.

Investing despite a lack of time?

PostFinance makes it easy to get started thanks to digital asset management. It can be opened in just a few clicks by answering several questions – in around 5 to 10  minutes you’ll be all set to let your money – very conveniently – get to work for you, obviously always taking account of your individual risk capacity and risk appetite as well as the investment strategy you’ve chosen. E-asset management from PostFinance is really easy to use and available 24/7. So that you don’t lie awake at night worrying about your portfolio, PostFinance’s investment experts use a structured investment process to make sure your portfolio is always optimally invested in line with your personal investment strategy. This means you can achieve asset growth while you – quite literally – sleep peacefully.

Who is digital asset management suitable for?

PostFinance’s new investment solutions are aimed at experienced investors as well as newcomers without any investment experience. If you’re completely new to the world of investment, PostFinance will help you with investment decisions, so you can sit back and relax. You won’t have to worry about the details of investment instruments – PostFinance will take care of that for you.

Do I still have control if I hand over the management of my assets?

At PostFinance, investing money through electronic asset management doesn’t mean that robo-advisors take the decisions for you. Real people using intelligent technology in their analysis are behind our investment consulting. They manage your assets carefully and ensure your portfolio is always optimally invested in line with your personal investment strategy. To allow PostFinance to determine the ideal investment strategy for you, it first needs to establish how much risk you are able and willing to assume both in purely financial terms, but also in relation to your personal attitude to risk. After taking account of your investment horizon too, a personal investment strategy is produced which forms the basis for all investment decisions. Your portfolio is monitored daily and continually adapted to the latest market conditions in line with your strategy, This allows you to choose an investment focus which reflects your personal values and needs – such as sustainable investment, Swiss companies or the best from the rest of the world. An additional benefit is that while the money you have invested works for you, you’ll have more time to enjoy the other things in life.