More than just an account – your all-round banking package
Open your private account directly online in the banking package for just CHF 5 per month.
Private account in foreign currency
Private account in EUR
The account for payment transactions in EURThe private account in EUR from PostFinance is the ideal account for your payment transactions in the eurozone – and an ideal holiday account. You can also use our online and mobile banking with e-finance and the PostFinance App, making it easy for you to take care of your day-to-day financial transactions.
Private account in EUR: can be managed as an individual or partner account
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- Complete cost control without foreign currency risk
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- Free PostFinance Card in EUR
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- Make payments in euros and withdraw cash around the world
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Maximum flexibility thanks to unrestricted withdrawal options
Private accounts in banking packages
Private accounts are managed in the Smart banking package or the SmartPlus banking package.
Interest rates
- Interest rate of 0.00%
- Debit interest for negative balances: 9.50%
Cash withdrawals
| Place of use | Cost for the cash withdrawal |
|---|---|
| Place of use PostFinance Card |
Cost for the cash withdrawal Free of charge |
| Place of use Postomats |
Cost for the cash withdrawal Free of charge |
| Place of use Swiss Post counters |
Cost for the cash withdrawal Withdrawals in Swiss francs: free of charge Withdrawals in euro: 1% of the cash amount withdrawn |
| Place of use ATMs in Switzerland |
Cost for the cash withdrawal Smart banking package: SmartPlus banking package: free of charge |
| Place of use ATMs abroad |
Cost for the cash withdrawal Smart banking package: CHF 5 SmartPlus banking package: free of charge |
Domicile abroad
CHF 25/month per account, regardless of assets
Close your current bank account
You can close your current bank account with the following cancellation letter.
- Please fill in at least the first page
- Sign the form
- Send it to your current bank
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The account must not be overdrawn. For customers who pass a creditworthiness check and receive regular credits, PostFinance may grant an overdraft limit of CHF 1,000, which can be changed upon request at any time.
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Yes. However, as your account balance is in EUR, the CHF amount withdrawn is converted into EUR and charged in EUR.
