Offer “payment by invoice” in your online shop
Want more sales and fewer cancellations in your online shop? Then you need “payment by invoice” – one of the most popular payment methods in e-commerce. With PostFinance, you decide whether you want to manage your receivables yourself or enjoy convenient protection against payment defaults.
We’ll gift you the transaction costs for the eBill and QR-bill payment methods
until 28 February 2026.
Increase your sales with the “payment by invoice” payment method
Manage receivables independently or outsource payment default risk
Send invoices as eBills or QR-bills
Sign up for “payment by invoice” easily via our Checkout solutions
Would you like to offer “payment by invoice” in your online shop? With our QR module, you can send your invoices either as QR-bills by e-mail or as eBills directly to your customers’ e-banking.
From set-up through to individual invoice layout – we guide you step by step. Just call us on +41 58 448 14 24.
The invoice is sent to your customers by e-mail from your online shop. The invoicing process is initiated and managed automatically:
The invoice is sent directly from your online shop as an eBill to your customers’ e-banking. This means your invoices reach their recipients securely and reliably. Payments become even easier for your customers, and you benefit from eBills generally being paid on time.
The QR module is part of our Checkout Flex or Checkout e-com bundle payment solutions and can be activated for an optional set-up fee.
| Service | Prices |
|---|---|
| Service One-off set-up fee |
Prices CHF 99 from 1 March 2026 |
| Service PSP transaction fee Costs for eBill transaction type / Costs for QR-bill transaction type |
Prices CHF 0.18 Free of charge until 28 February 2026, from 1 March 2026 50 centimes per transaction |
| Service Basic support (by telephone/e-mail) |
Prices Free of charge from PostFinance |
Don’t want to manage your payment by invoice receivables yourself? Prefer the money from your sales to be paid out immediately? Then PowerPay is the right solution for you. PowerPay handles your invoicing and reminder processes for you. The service provider checks your customers’ creditworthiness before enabling payment by invoice and assumes the risk of payment default.
With PowerPay, you can also offer your online shop customers partial payment. This allows you to cater to different payment requests and offer a flexible solution for larger purchases, for example. At the same time, you increase your competitive edge and take advantage of sales potential that might otherwise have been lost to competitors.
You can activate the “payment by invoice” payment method with PowerPay via our Checkout Flex and Checkout e-com bundle payment solutions and integrate them into your online shop. You need to have an acceptance contract with PowerPay, which you can easily initiate from your Checkout portal.
Your point of contact for support queries is PowerPay (MF Group AG).
| Service | Prices |
|---|---|
| Service One-off set-up fee |
Prices Free of charge |
| Service Transaction fee |
Prices From 0.9% per transaction (exclusively for users of a PostFinance Checkout module) |
| Service Basic support (phone/e-mail) |
Prices Free of charge from MF Group |
This depends on the solution selected. If you opt for our QR module, you will incur a payment service provider (PSP) transaction fee as well as a fee for each transaction (eBill or QR-bill) in addition to a one-off set-up fee. With PowerPay, a transaction fee is charged per invoice. You can find the details under Prices and conditions.
Payment by invoice is popular with customers because they only have to pay once they receive their goods. By offering payment by invoice, online retailers increase trust in their shop and can reduce the number of cancelled transactions. This payment method requires diligent accounts receivable management to avoid the risk of potential payment defaults. PowerPay even allows retailers to fully outsource the risk.
For both the QR module and PowerPay, the reminder process is automatically triggered according to the defined deadlines. While you manage the receivables yourself with the QR module, the external service provider handles outstanding invoices with PowerPay.
No. A PostFinance Checkout solution is required, but a PostFinance business account is not necessary for this.
With “payment by invoice” from PowerPay, the external service provider takes care of the advance payment of invoices, protecting you as a retailer from the risk of payment defaults.
You can process QR-bills and eBills via the QR module. You can also offer the “Payment in advance” payment method. This can be combined with PowerPay if required.
We will be happy to help. Get advice from us in a personal consultation.
