EFT/POS

Accept the PostFinance Card in store

With over 2.7 million cards, the PostFinance Card is one of the most popular payment methods in Switzerland – and, above all, one of the cheapest card payment options. Acceptance of the PostFinance Card as a payment method is good for your customers and good for your business.

EFT/POS: convenient, quick and secure

  • Cashless payments at the point of sale

  • Reach over 2.7 million PostFinance Card holders

  • Increased security due to reduced use of cash

  • Quick credit – one day after posting at the latest

  • Free electronic credit advice and account statements

  • Thanks to the PostFinance EFT/POS (electronic funds transfer at the point of sale) contract, you can accept the PostFinance Card at your ep2 payment terminal in no time at all and also benefit from one of the lowest transaction prices in Switzerland. 

    Preconditions

    • Business account at PostFinance or a third-party bank
    • Telephone or Internet connection
    • “EFT/POS with PostFinance Card” contract
    • ep2 EFT/POS device or pay-at-the-pump system

    EFT/POS device suppliers

    Don’t yet have an ep2-compatible terminal? You will find state-of-the-art PAX card readers at attractive prices in our online shop.

    With PostFinance POS Payment Flex, PostFinance also offers you highly functional payment solutions which you can use to determine payment methods and functions yourself.

    More suppliers

    The following providers also supply ep2-compatible payment terminals:

    Pay-at-the-pump system suppliers

    POS management system (PMS)

    With the POS management system (PMS) for managing, assessing and monitoring terminal and transaction processes, you always have an overview – regardless or whether you are using a single or multi-terminal system or a company-wide solution with a branch network.

    1. Customers identify themselves with their card and PIN on the card reader
    2. The amount to be settled is checked and, subject to sufficient account funds, authorized within seconds
    3. The transactions are sent to PostFinance at the end of the day
    4. The purchase amount is debited from the cardholder
    5. Amounts paid using the PostFinance Card are credited to the seller’s business account on the following day

    Do you need more information or documents on EFT/POS? Please contact:

    Tel.: +41 58 667 98 74 (Monday to Friday, 8 a.m. to 5 p.m.)
    E-mail: aqs@postfinance.ch

    For all device-specific enquiries please contact your device supplier.

  • Number of transactions per yearPrice per transaction
    Number of transactions per year
    Up to 10,000
    Price per transaction  The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT.
    CHF 0.23
    Number of transactions per year
    Up to 50,000
    Price per transaction  The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT.

    CHF 0.22

    Number of transactions per year
    Up to 100,000
    Price per transaction  The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT.
    CHF 0.21
    Number of transactions per year
    Up to 500,000
    Price per transaction  The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT.
    CHF 0.20
    Number of transactions per year
    From 500,001
    Price per transaction  The transaction figures from the previous year are taken into account as a reference value for the number of transactions. The price per transaction is not subject to VAT.
    CHF 0.19

    From 1 million transactions per year; price upon request.

    Flat-rate prices for low amountsPrice per transaction  
    Flat-rate prices for low amounts
    Amounts up to CHF 5
    Price per transaction   The price per transaction is not subject to VAT.
    CHF 0.05
    Flat-rate prices for low amounts
    Amounts between CHF 5 and CHF 10
    Price per transaction   The price per transaction is not subject to VAT.

    CHF 0.10

    Communication costs

    Communication costs due at the point of sale for technical reasons are charged to the contractual partner.

    Data delivery prices

     
    On paper
    Electronically (e-finance or e-mail)
    Credit advice

    CHF 2

    Free of charge
    RAF file
    Not possible
    Free of charge
    • No, you are free to choose between crediting a PostFinance account or an account of a third-party bank. If you use a PostFinance account, you will benefit from payment being credited quickly to your account, i.e. no later than a day after delivery of the transactions. If you use a bank account of a third-party bank, we cannot guarantee that payment will be made the following day.
    • The fact that PostFinance is independent from card organizations allows it to set its own prices. What’s more, there are no interchange fees or levies involved, which would increase the prices.

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