The third-party bank solution allows you to send payment orders (MT101, request for transfer) charged to your PostFinance account to PostFinance via an authorized third party using SWIFTNet FIN without a direct SWIFT connection. It is also possible for account statements in MT940 format (end of day account statement) or MT942 format (transaction information during the day) to be sent to a third-party financial institution via SWIFT.
Postal account management via a third-party bank
Incoming delivery of MT101 messages with immediate execution possible (same day)
Sending of account statements to a third-party bank for accounting purposes
Free incoming and outgoing delivery
Your contracted bank must have concluded a bilateral agreement with PostFinance. Under this agreement PostFinance is obliged to execute the MT101s sent by the contracted bank.
Before you can execute payment orders in MT101 format, you must sign a contract with your contracting bank. In this contract, you instruct the financial institution to transfer your payment orders with an MT101 via the SWIFT network.
As the receiving bank, PostFinance is ready to receive and process MT101s. Your payment orders are charged to your postal account.
As an account holder, you sign a contract (registration) with PostFinance. Under this contract PostFinance is obliged to execute your orders that are sent from the contracting bank via the SWIFT network. Only business accounts listed in the registration form are debited.
These prices apply for transactions within Switzerland.
| Number of total transactions/year on total customer relationship | Prices |
|---|---|
| Number of total transactions/year on total customer relationship Number of national transactions/transfers sent and received electronically on all accounts in the overall customer relationship, including express payments and credits from cash inpayments. Excluded are credit and debit entries of: CH-DD direct debit transactions; instant account transfers; card payments; cancellations/corrections. Also excluded are direct debits from: OSR outpayment slips; inpayments at Swiss Post branches; payment orders (PO); standing orders (SO) set up by form, telephone or at a branch; TWINT payments Up to 60,000 |
Prices Free of charge |
| Number of total transactions/year on total customer relationship Number of national transactions/transfers sent and received electronically on all accounts in the overall customer relationship, including express payments and credits from cash inpayments. Excluded are credit and debit entries of: CH-DD direct debit transactions; instant account transfers; card payments; cancellations/corrections. Also excluded are direct debits from: OSR outpayment slips; inpayments at Swiss Post branches; payment orders (PO); standing orders (SO) set up by form, telephone or at a branch; TWINT payments From 60,001 to 100,000 |
Prices CHF 0.12/transfer |
| Number of total transactions/year on total customer relationship Number of national transactions/transfers sent and received electronically on all accounts in the overall customer relationship, including express payments and credits from cash inpayments. Excluded are credit and debit entries of: CH-DD direct debit transactions; instant account transfers; card payments; cancellations/corrections. Also excluded are direct debits from: OSR outpayment slips; inpayments at Swiss Post branches; payment orders (PO); standing orders (SO) set up by form, telephone or at a branch; TWINT payments More than 100,000 |
Prices On request |
MT101s and MT101s with immediate execution (same day) are free of charge.
MT940s (with/without booking code) and MT942s (with booking code) are free of charge.