Legal disclaimer

Important legal notice

Anybody who accesses information published on the PostFinance website or in the newsletter acknowledges acceptance of the following conditions.

Ownership of the PostFinance Website and trademark law

"PostFinance" and the corresponding logos are registered trademarks of PostFinance Ltd. No part of the PostFinance website is designed to grant a licence or right to use a picture, a registered trademark or a logo.

Use of the PostFinance Website and copyright

The entire contents of the PostFinance website and the newsletter are protected by copyright (all rights reserved). Downloading or printing individual pages or parts of the PostFinance website is permitted provided that the copyright notice or other legally protected terms are not removed. PostFinance Ltd retains all property rights if you download software or other data from the PostFinance website or duplicate material in any other way. Complete or partial reproduction, communication (electronic or otherwise), modification, linking or use of the PostFinance website for public or commercial purposes is forbidden without prior written consent from PostFinance Ltd.

Access restrictions

PostFinance products may only be sold in certain countries to certain people. People to whom it is impermissible to sell all or certain PostFinance products may not access websites with information about the relevant products. To ensure that only permissible information is displayed, country filters have been installed. You agree that when accessing a country-specific PostFinance top level domain you are considered to be domiciled in the relevant country. You also hereby agree that the selection of a certain country segment is correct and that you (in particular on the basis of your nationality and/or residence) are not subject to any jurisdiction that prohibits the display of information about PostFinance products. PostFinance does not sell funds to persons who are domiciled outside of Switzerland. In such countries, funds are not offered and are therefore not obtainable. In particular, shares in funds from PostFinance are not offered, sold or delivered within the USA, or to persons who are US citizens, are resident in the USA, or are required to pay taxes in the USA.

No offer

The information and statements published on the PostFinance website and in the newsletter do not constitute a solicitation, an offer or a recommendation to buy or sell investment instruments or to carry out any other transaction. The services, investments and funds mentioned on the PostFinance website and the related literature are not addressed to people whose country of residence or nationality prohibits access to such information due to the laws or regulations in force. Deposits are only accepted by PostFinance Ltd and fund units can only be held if and insofar as this does not breach the laws or regulations in force in the investor's country or the corporate policy of PostFinance Ltd. Information on the PostFinance website as a whole is of a descriptive nature. However services, securities and financial instruments may not be available or suitable for you. Contact your customer advisor if you are interested in a specific investment instrument and require further information, particularly about the costs, investment character or the opportunities and risks associated with the product in question.

No warranty

Although PostFinance Ltd does its utmost to ensure that the information on the PostFinance website and in the newsletter is accurate, reliable and complete at the time of publication, neither we nor your contractual partner can guarantee or assume any liability for its accuracy, reliability or completeness. The information and opinions published on the PostFinance website and in the newsletter can be changed at any time without prior notice. PostFinance Ltd does not use the PostFinance website or newsletter to send you or third parties investment or other advice. The information and opinions conveyed do not form a reliable basis for making investment or other decisions.

Risk notice

The future performance of fixed assets cannot be assumed from past market trends. The investment value may change. There is no guarantee of recovering the invested capital. Please contact your customer advisor before you make any investment decisions.

No guarantee

No assurance is given, be it explicit or implicit, of the accuracy of the information and opinions conveyed on the PostFinance website or in the newsletter. PostFinance Ltd takes no responsibility and cannot guarantee that the PostFinance website will function without interruption or errors, that errors will be rectified or that the PostFinance website and corresponding server are free of viruses or harmful components.

Disclaimer

PostFinance Ltd does not assume any liability for damage or secondary damage (including negligence) which occurs as a result of accessing or using items on the PostFinance website and/or in the newsletter (or as a result of the impossibility to access or use such items).

Links to other websites

PostFinance Ltd has not checked the websites linked to the PostFinance website or newsletter and takes no responsibility for their contents or for the products, services or other offers contained on them.

Applicable law / jurisdiction

The use of these websites is governed by Swiss law. The exclusive place of jurisdiction for all legal proceedings relating to this website is Berne.