Billing Solutions: B2B e-bill, eBill and Paper Bill

A digital interface for all your invoices

Send and receive your invoices electronically. This will save you time and effort. And you can invest more resources into your core business. We have the right product for you – regardless of whether you and your business partners and customers process invoices electronically or receive them in paper format.

Switch to digital now

  • Lower costs for receiving, creating and sending invoices

  • More time for your business if invoices are processed automatically

    • Fewer errors when sending and receiving invoices thanks to digital processes
    • Protect the environment by reducing your paper consumption with electronic invoices

How we make sending invoices easy

Send invoices digitally

It’s easy to send your invoices electronically – either as an electronic invoice directly into your business customers’ system or as an B2B e-bill into your private customers’ e-banking. As well as saving on effort, you also save on paper, printing and postage costs and benefit from a higher delivery rate.

Outsource your invoice mailing

Are some of your customers and business partners unable to receive invoices digitally? No problem. With Paper Bill, you can outsource your invoice mailing to PostFinance efficiently and securely. You have a digital interface for all invoices, and we take care of mailing and returns management for you. This saves you time and money.

How to save time and money on receiving invoices

Receive invoices digitally

Receive invoices from your suppliers and business partners directly into your accounting system via a convenient interface. This eliminates manual data entry and significantly shortens turnaround and processing times. B2B e-bill reduces the effort and cost of processing invoices by up to 60 percent.

The B2B e-bill is the perfect basis for automating and improving the quality of customers’ accounts payable workflow. Both we and our customers save time, as manual invoice processing is eliminated. Last but not least, all parties involved contribute to protecting the environment, as B2B e-bill is a paperless process.
Adrian Michel is a Business Analyst & Project Manager at B. Braun Medical AG.

Questions and answers

  • Comprehensive digitization solutions
    With PostFinance’s Billing Solutions service, you can digitize and streamline your invoicing processes systematically.

    An interface for all invoice communication with business partners or private customers
    Whether you want to exchange invoices with your business customers in electronic, structured form from software to software or e-bill platform (B2B e-bill), send eBills to your private customers in online banking, or outsource the sending of paper invoices to us (Paper Bill) − everything is done via the same interface with us. You provide your invoice data – we take care of the rest. In other words, we ensure that your invoices reach their destination reliably in the required format.

    An experienced partner at your side
    With PostFinance, you have an experienced partner at your side to help you digitize your invoicing processes. One way this can be seen is in the fact that many software programs have an interface to PostFinance which can be used to transmit digital, structured invoices. As the biggest network partner, we are also directly connected to the eBill portal, and as a financial institution, we are able to guarantee smooth end-to-end processes through to our customers’ e-banking. With Paper Bill, we even have a solution that enables you to send paper invoices digitally.

    The graphic shows how electronic invoices can be sent via PostFinance either as eBills to private customers, as B2B e-bills to business customers or as Paper Bills to both private and business customers.
  • A digital invoice is issued, sent and received in a predefined, structured electronic format (e.g. XML). In this way, invoices can be processed completely automatically and electronically from software to software or exchanged digitally via an invoice portal.

  • The advantages of sending invoices with B2B e-bill and eBill:

    • Shortened payment deadlines, faster receipt of payment
    • Cost savings (low shipping costs, easy payment collection)
    • Less paper consumption
    • High data quality (no ISR enquiries)
    • Improved payment behaviour among invoice recipients – resulting in lower costs and less workload for reminder processes
    • Meeting a growing need among customers

    The advantages of receiving invoices with B2B e-bill:

    • No manual entry of invoice details
    • All invoices available electronically at any time
    • Automation of invoice processing
    • Payment transactions via existing processes
    • Easy tracing of all actions
    • Cost and time savings (faster processes/processing)
    • Option of electronic archiving (on your systems) and forwarding within your company

    The advantages of sending invoices with Paper Bill

    • Reduced costs and complexity
    • The highest security standards
    • Complete control over your paper invoices’ processing status
    • Structured return reports that make it easier to manage customer master data
  • Ideally, you should have access to software that you can use to create your invoices, which you can then send digitally to PostFinance via an interface.

    Overview of software partners with an interface to PostFinance

    Alternatively, you can use our eInvoicing portal to send or receive digital invoices. To send invoices, upload your PDF invoices individually for mailing as B2B e-bills, eBills or Paper Bills. Or you can enter the invoices manually. This is the ideal solution if you send only a small number of digital invoices.

    Are you already working with the eInvoicing portal? The link will open in a new window Log in to the eInvoicing portal

    Would you like to register to send and receive electronic invoices via the eInvoicing portal? Register here

  • When sending and receiving B2B e-bills or eBills, each transaction incurs a fee. The price depends on the number of e-bills sent and/or received per month.

    Go to prices for e-bill B2B and eBill (under prices and conditions)

    Our experts would be happy to provide you with information about the prices and conditions for Paper Bill.

    • You benefit from free advice and our support. Transactions amounting to CHF 8 are included free of charge each month in the price level of up to 1,000 invoices.
    • The eInvoicing portal is free to use. The portal is particularly suitable for business customers who do not use software with an interface to PostFinance and is also ideal for smaller invoice volumes.
    • PostFinance supports you free of charge in finding and acquiring suppliers or customers who also prefer electronic invoicing.
      Find out more in our best practice guides:
      Connecting providers to B2B e-bill
      “Finding new B2B e-bill recipients”
      Attracting new eBill recipients
  • In Switzerland, various players are involved in sending and receiving electronic invoices:

    • Software partners offer business software (ERP) through which invoices can be created and processed
    • eInvoicing providers receive digital invoice data and forward it to the recipient in the correct format
    • eBill network partners forward digital invoices to the eBill platform, which is implemented in 99 percent of Swiss financial institutions
    • Financial institutions provide your customers with access to eBill services in e-banking/e-finance

    PostFinance acts as the hub between the system on which you process your invoices and your customers’ or suppliers’ receipt or mailing channel.
    The benefit for you is that we have a broad network of software partners whose software solutions offer an interface to PostFinance for sending and receiving digital invoices. We are also an eInvoicing provider, an eBill network partner and a bank affiliated with eBill. PaperBill also enables you to outsource the sending of paper invoices to us and, in turn, to fully digitize your invoicing processes. PostFinance therefore provides you with comprehensive billing solutions from a single source.

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