CH-DD direct debit scheme (Swiss Direct Debit)

Automatically debit recurring invoices

With the PostFinance direct debit scheme, amounts due are debited directly from your account. This means you pay your invoices with minimum effort. The CH-DD direct debit scheme is ideal for recurring amounts such as subscriptions, premiums or electricity bills.

CH-DD direct debit scheme (Swiss Direct Debit): minimize your effort

  • One-time set-up

  • Pay invoices automatically and effortlessly

  • As a direct debit payer, there are no costs for you

  • The CH-DD direct debit (Swiss Direct Debit) is offered in two versions

    • CH-DD core direct debit with right of objection (Swiss COR1 Direct Debit)
    • CH-DD B2B direct debit without right of objection (Swiss B2B Direct Debit)

    The CH-DD core direct debit scheme can be used to debit both private and business customers. This scheme includes the right of objection. CH-DD B2B direct debit is the PostFinance payment scheme for the settlement of debits for business customers as invoice issuers and business customers as payers. A feature of this scheme is that debtors have no right of objection.

    Procedure:

    • Ask the invoice issuer whether they offer the CH-DD direct debit (Swiss Direct Debit) service.
    • If so, ask the invoice issuer for a direct payment authorization form.
    • By signing the form, you authorize the invoice issuer to debit the outstanding invoice amounts directly from your account on the due date.
    • For the CH-DD B2B direct debit scheme (Swiss B2B Direct Debit), the payment authorization must be issued to PostFinance before the first debit.

  • CH-DD core direct debit (Swiss COR1 Direct Debit)

    You have the right to cancel debits by written instruction to PostFinance’s Operations Center within 30 days of dispatch of the account statement. In the event of an objection, the following information is required: your own PostFinance account number or IBAN, the booking date, the amount and the name and address of the invoice issuer.

    Send your objection to:

    PostFinance Ltd
    Scan Center
    3002 Bern

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