Premium calculator
Calculate your premium with ease and without any obligation to purchase. We always assume the very lowest premium level.
With PostFinance car insurance, you can enjoy trouble-free driving in your vehicle at all times Thanks to the variety of options available, you’re able to customize your cover to your individual needs and benefit from attractive additional cover.
Insurance cover can be selected individually
Fair prices
Can be taken out online
Free premium protection
Three-month notice period
Coverage | Description |
---|---|
Coverage Liability insurance |
Description Liability insurance is required by law and covers damage that you cause to other people, vehicles, buildings or the environment. |
Coverage Partially comprehensive insurance |
Description Partial comprehensive insurance covers damage caused by natural hazards, fire and theft, as well as glass damage to your vehicle. |
Coverage Fully comprehensive insurance |
Description Fully comprehensive insurance extends your partially comprehensive insurance to include coverage for collision damage. |
Coverage | Description |
---|---|
Coverage Gross negligence coverage |
Description The insurance company will refrain from recourse or a reduction in benefits in the event of damage caused by gross negligence. |
Coverage Breakdown assistance |
Description We help drivers throughout Europe if they experience a vehicle breakdown, lose their keys or run out of petrol. |
Coverage Current value supplement |
Description Following a total loss, the current value of the vehicle plus a supplement is compensated. |
Coverage Glass Plus |
Description Covers damaged or broken headlights, tail lights, indicators, bulbs and LEDs. |
Coverage Parking damages |
Description Covers damage caused by unknown individuals to your parked vehicle. |
Coverage Personal accident insurance |
Description Cover for consequential damage caused by an accident to vehicle passengers (including dogs and cats). |
Coverage Personal items |
Description Protects personal items in the vehicle against theft or damage as a result of a collision. |
Coverage Vehicle legal protection |
Description Covers legal disputes that arise from the use of the insured vehicle. |
Coverage CO2 option |
Description Support environmental projects with every kilometre you drive by offsetting your CO2 emissions. |
Calculate your premium with ease and without any obligation to purchase. We always assume the very lowest premium level.
Calculate your The link will open in a new window premium online with the PostFinance premium calculator. The quotation is valid for 30 days and can be accepted at any time.
It is best to have your current vehicle registration document or key vehicle information and your driving licence to hand.
Take out your PostFinance car insurance online in just a few minutes by accepting the insurance conditions in your online quotation and clicking on “Finish now”.
You will promptly receive a confirmation e-mail from us with a link. Please enter the relevant information for your proof of insurance here.
In order to take out a new car insurance policy, you will need to cancel your current policy. To do so, find out the notice period for your current policy. You can find the conditions either in the policy or the General Terms and Conditions of Insurance (GTCI).
Cancel your existing policy subject to the deadlines set out in the contract. To do so, you can use our The link will open in a new window cancellation letter template.
This step is not required if you are planning to register the vehicle in your name for the first time (vehicle purchase).
Once you have provided all the necessary information, we will send your proof of insurance to the driver and vehicle licensing office in your canton before your coverage commences. We will notify you of this by e-mail so that you can register/reassign your vehicle.
We recommend visiting the relevant driver and vehicle licensing office to do this in person 4 to 5 days before your coverage commences.
If you wish to register your vehicle by post, please contact the relevant driver and vehicle licensing office.
Please ensure you have all the necessary documents to hand:
Your coverage will commence automatically once you have registered/reassigned your vehicle at the relevant driver and vehicle licensing office.
As soon as PostFinance receives confirmation of this from the driver and vehicle licensing office, all the contractual documents will be sent to you by post.
You can register in PostFinance’s The link will open in a new window online cockpit at any time to ensure you have round-the-clock access to your insurance information.
The online cockpit provides assistance with PostFinance car insurance.
The insurance policy covers privately used passenger vehicles such as saloon cars, estate cars, hybrids, convertibles and family cars.
Currently, non-insurable vehicles include vehicles that are 25 years old or more on the date of signature of the insurance contract and vehicles for business use (company vehicles), motorcycles, certain commercial vehicles, high-performance vehicles (proportion of horsepower to weight) and vehicles with a very small number of registrations (speciality vehicles).
It may be the case that a vehicle is viewed as a passenger vehicle, but is classified by the manufacturers as a commercial vehicle (e.g. VW T6). These vehicles can be insured depending on the vehicle type. Insurable vehicles can be selected on the insurance portal.
An existing insurance policy with a previous insurer can be terminated by giving due notice, with effect from the end of the specified contractual period. The conditions can be found either in the policy or in the General Terms and Conditions of Insurance (GTCI). Usually, the notice period is three months before the end of the annual contract term. If the contract is not cancelled, it will normally be extended by a further year. In some cases, there are also non-cancellable multi-year contracts.
In the following cases, the insurance can be cancelled during the course of the year:
The detailed information on basic coverage, additional coverage and the contractual conditions can be found in our General Terms and Conditions of Insurance (GTCI). Read through this document before signing the contract and contact our Support if anything is unclear.
In principle, with PostFinance car insurance all other drivers are insured according to the agreed coverage, provided you have consented to their use of the vehicle.
Please note, however, that the excess for drivers under the age of 25 and new drivers (drivers who have had their driving license for less than three years) increases by CHF 1,000 in addition to the agreed excess. This applies to liability and collision events. The partial cover excess is not affected.
PostFinance achieved a top ranking in the “Auto Insurers 2023” independent study.
More and more drivers are placing their trust in PostFinance car insurance. We look forward to counting you as one of our satisfied customers soon.