Phishing and malware explained in brief

Fraudsters try to gain access to unsuspecting Internet users’ confidential data via phishing. This may include login data for e-banking or credit card details. The fraudsters exploit their victims’ trusting and helpful natures by sending them e-mails with fake sender addresses. They use the data they obtain either for their own fraudulent purposes, or to sell to third parties.

Protect yourself against phishing by never reacting to suspicious e-mails, but simply deleting them.

Malware is the collective term for programs that cause damage. This includes viruses for example. If your computer is infected, the hacker can see and modify your data, and initiate credit transfers. Protect yourself against malware by using an up-to-date virus scanner at all times. You should also exercise care when dealing with suspicious e-mail attachments.