This insurance entitles you to receive replacement income in the form of a regular pension if you are unable to work due to illness or injury.
- Payment in the event of incapacity to work: The pension depends on the extent of incapacity to work. Benefits are paid if the extent of incapacity is 25% or more. The pension amount is based on the specific extent of incapacity. If the extent of incapacity is more than 66%, the insured person is entitled to receive a full pension.
- Payment on maturity or death: You or your beneficiaries receive the surplus accumulated on the relevant date unless you have decided to use the bonus to reduce your premiums.