Retirement funds PostFinance Pension 75

PostFinance Pension 75 (Security number 31,679,313)

The fund invests in money market investments, bonds, equities and commodities around the world, as well as in Swiss real estate. The strategic equity component stands at 75%, with 4% each invested in real estate and commodities respectively. The foreign currency portion stands at around 26%. The fund is passively managed, i.e. it tracks a benchmark index. As a result, investors benefit from low fund costs and a performance that closely reflects that of the benchmark index. The fund is rebalanced back to its original weighting once a month. The only authorised investments are assets from tied retirement savings schemes in Switzerland (retirement savings account 3a).

Funds category: Provident funds

Risk classification:

in CHF: 0 %

Price: CHF 120.81 (18.05.2018)

Funds performance since 01.01.2018:
-0.11% (18.05.2018)

Morningstar Rating™
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  • Fund structure by investment instrument in %

    75.02% Equities, 16.36% Bonds, 4.00% Real Estate, 4.00% Commodities , 0.62% Money Market
    1. 75.02% Equities
    2. 16.36% Bonds
    3. 4.00% Real Estate
    4. 4.00% Commodities
    5. 0.62% Money Market

    Performance previous month

    These figures refer to the past. Past performance is not a reliable indicator of future results. The performance shown does not take account of any commissions and costs charged when subscribing to units.

    Zeit Funds Benchmark¹
    [Zeit] YTD (01.01.2018 - 18.05.2018) Funds -0.11 Benchmark¹ n.a
    [Zeit] 2017 Funds 14.45 Benchmark¹ n.a
    [Zeit] Ø since inception Funds 10.13 Benchmark¹ n.a
    [Zeit] Inception date Funds 13.06.2016 Benchmark¹
    Chart
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    Chart
  • Fund features

    Fund domicile Switzerland
    [Fund domicile] Fund management Switzerland UBS Fund Management (Switzerland) AG
    [Fund domicile] Fund Management Switzerland UBS Asset Management
    [Fund domicile] Custodian Bank Switzerland UBS Switzerland AG
    [Fund domicile] Currency of account Switzerland CHF
    [Fund domicile] Daily order entry till Switzerland 10:00 Time
    [Fund domicile] Financial year ends Switzerland End of March
    [Fund domicile] Distribution Switzerland No
    [Fund domicile] Last dividend on Switzerland n.a
    [Fund domicile] Swinging Single Pricing Switzerland Yes
    [Fund domicile] Subject to withholding tax Switzerland No
    [Fund domicile] Taxable value in CHF (n.a) Switzerland n.a
    [Fund domicile] Taxable income year (n.a) Switzerland n.a
    [Fund domicile] Annual fees Total Expense Ratio (TER) as of (31.03.2017) Switzerland 1.00%
    [Fund domicile] Benchmark Switzerland PostFinance Pension 75 mixed index
    [Fund domicile] Fund’s assets in mn. CHF Switzerland 172.75
    [Fund domicile] High last 12 months (daily price) from (09.01.2018) Switzerland 123.86
    [Fund domicile] Low 12 months (daily price) from (06.07.2017) Switzerland 113.59

    The 10 largest equity positions

    Nestle 9.10
    Novartis 7.18
    Roche 5.55
    UBS Group 2.46
    Richemont 1.87
    Zurich 1.83
    Credit Suisse 1.63
    ABB 1.61
    Swiss RE 1.13
    LafargeHolcim 1.01

    Key figures

    Modified Duration 1.87
    Average maturity in years n.a
    Sharpe Ratio (3 years)
    Risk-Free Rate (3 years)

    Volatility

    2 years
    3 years
    5 years
  • Report of the portfolio manager - 1 quarter 2018

    After the significant price advances in January, there was a fall in prices in global equity markets at the beginning of February. This market movement was triggered by sudden rises in inflation expectations, along with fears of unanticipated interest rate hikes by the Fed. Accordingly, global stock markets posted a negative performance in the first quarter of 2018. Global equities (-2.90%), Swiss equities (-5.22%), domestic bonds (-0.80%) and CHF bonds issued abroad (-0.37%) had a negative impact on investment performance. Swiss real estate (-1.86%) and commodities (-0.13%) were also unable to escape this trend, so that overall investment performance was negative.

    Performance chart

    These figures refer to the past. Past performance is not a reliable indicator of future results. The performance shown does not take account of any commissions and costs charged when subscribing to units.

  • PostFinance funds are issued in accordance with Swiss law. Prospectuses and key investor information documents (KIID), contractual terms, and annual and interim reports are available free of charge from the PostFinance Operations Center, any PostFinance branch or from UBS Fund Management (Switzerland) AG, P.O. Box, 4002 Basel, Switzerland. All Swiss Post branches, PostFinance branches and all Customer Service offices accept purchase and redemption orders. Before investing in a product please read the latest prospectus carefully and thoroughly. None of the funds offered by PostFinance Ltd may be offered, sold or delivered within the USA, or to persons who are US citizens, are resident in the USA, or are required to pay taxes in the USA. PostFinance does not sell funds to persons who are resident outside of Switzerland. In such countries, PostFinance funds are not offered and are therefore not available. The information mentioned herein is not intended to be construed as a solicitation or an offer to buy or sell any securities or related financial instruments. Past performance is not a reliable indicator of future results. The performance presented here does not take into account any commissions or costs incurred in the purchase of shares. Commissions and costs have a negative impact on performance. This information does not take into consideration the specific or future investment objectives, financial or tax situation or particular needs of any specific recipient.