Online mortgage

Easy, convenient and inexpensive

Do you want to replace your existing mortgage with another bank? Request an individual financing offer online now and benefit from the attractive interest rates on our online mortgages. Directly after entering your personal details, you will receive your personal interest rate offer.

PostFinance online mortgage: easy, convenient and inexpensive

  • Excellent terms

  • Take out an online mortgage at home

  • You will receive our interest rate offer directly

     
  • Print, sign and send the credit agreement

  • Benefit from an attractive interest rate: our 10 years fixed-rate mortgage is now available at a rate of 1.15% (best creditworthiness)

  • A quick and easy process

    We reserve the offered interest rate for the next 48 hours. If our offer appeals to you, you can print out your credit agreement yourself and send us the necessary documents. We will check your details. Just one working day after receiving them, we will send you a credit decision. It’s now as easy and quick as that.

    Preconditions

    • You are replacing a mortgage that you have taken out with another bank
    • The mortgage is for your own home (single-family home or owner-occupied flat)
    • You are employed or retired
    • The online mortgage amounts to max. CHF 750,000
    • The financing is included within the first mortgage, i.e. the online mortgage amounts to max. two thirds of the property value
  • To check your online mortgage application, we require the following documents:

    • A copy of your ID document (ID card or passport)
    • An up-to-date wage statement or pension statement
    • An up-to-date extract from the land registry
    • Photographs (interior, façade, surroundings)
    • The floor plan
    • For single-family homes: proof of cubature (buildings insurance/architect’s estimate)
    • For condominiums: condominium ownership regulations
    • Your latest mortgage interest statement
    • Enter your personal and property data.
    • Your personal interest rate is reserved for 48 hours – subject to a credit check
    • Print out, sign and send the agreement to PostFinance together with the required documents.
    • Credit check by PostFinance
    • Delivery of the credit commitment and the credit agreement signed by PostFinance

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