Mortgage and reference interest rates

Mortgage interest rates valid as of 22.11.2017

The interest rates are standard rates for best creditworthiness. Data is given for information purposes only and is non-binding.

  • Fixed mortgage

    Term
    Interest
    Term
    2 years
    Interest
    1.05%
    Term
    3 years
    Interest
    1.05%
    Term
    4 years
    Interest
    1.10%
    Term
    5 years
    Interest
    1.10%
    Term
    6 years
    Interest
    1.20%
    Term
    7 years
    Interest
    1.25%
    Term
    8 years
    Interest
    1.35%
    Term
    9 years
    Interest
    1.40%
    Term
    10 years
    Interest
    1.40%

    LIBOR mortgage

    The interest rate is based on the 3-month LIBOR rate at the start of the current quarter. The next update will take place at the end of the current quarter.

    Interest rate: 1.10%

    Construction loan (for new business)

    The construction loan interest rate is 2.25 percent.

  • SWAP and LIBOR

    To calculate current interest rates, PostFinance uses the LIBOR and swap rates. The 3-month LIBOR and 3, 5 and 8-year swap rates are shown as reference interest rates.

    SWAP: An interest rate swap entails the Exchange of a fixed-interest rate and a varibale-interest rate between two parties. A financial institution often acts as an intermediary between the two parties.

    LIBOR: The London Interbank Offered Rate is the money market rate at which a bank lends money to another first-class bank for up to one year.