LIBOR mortgage

Flexible and inexpensive

With the LIBOR mortgage from PostFinance, taking out a fixed-term mortgage is flexible and inexpensive. The interest rate is adjusted every 3 months over the term of 3 years.

LIBOR mortgage: interest rate adjustments every 3 months

  • Term: 3 years; end of the term at the end of each quarter

  • Direct or indirect amortization through your retirement savings account 3a, retirement funds, PostFinance Pension 25, PostFinance Pension 45 and PostFinance Pension 75 or life insurance

  • Current interest rate (for new business)

    The LIBOR mortgage interest rate is 1.10%.

    The interest rate is a standard rate for best creditworthiness. Data is given for information purposes only and is non-binding.

    Hypotheken Zinssätze gültig per 18.12.2017

    Current interest rate (for new business)

    The LIBOR mortgage interest rate is 1.10%.

    The interest rate is a standard rate for best creditworthiness. Data is given for information purposes only and is non-binding.

    Term and maximum interest rate

    The interest rate is revised each quarter. It is based on the 3-month LIBOR rate and stays fixed for each quarter. Your advantages: you benefit from falls in interest rates.

    The interest rate can fluctuate, depending on the market situation. This benefit is passed on directly and swiftly in the event of a decline. It is possible to switch to a fixed-rate mortgage at the end of the quarter.

    How a dynamic mortgage works. The interest rate is revised each quarter. It is based on the 3-month Libor rate and stays fixed for each quarter. you benefit from falls in interest rates. A maximum interest rate is set for each three-year loan tranche/series. Moreover, you are protected from rises in interest rates.

    Terms for interest rates

    All interest rates apply to first-class residential real estate and borrowers (best creditworthiness). Individual customer interest rates are fixed according to risk. This means that the loan-to-value and financial burden ratios for individual customers have an impact on the amount of interest payable.

  • The interest rate is revised each quarter. It is based on the 3-month LIBOR rate and stays fixed for each quarter. The advantages for you: you benefit from falls in interest rates.

    The interest rate can fluctuate, depending on the market situation. This benefit is passed on directly and swiftly in the event of a decline.

  • Fees

    CHF 250
    Credit modification charge (+/– prepayment penalty)
    CHF 500
    Early withdrawal from credit agreement (+/– prepayment penalty)

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