- Natural persons with a permanent domicile in Switzerland
- Swiss citizens or foreigners with either a B or C residence permit
With the LIBOR mortgage with CAP from PostFinance, taking out a mortgage is flexible and secure. The interest rate is adjusted every 3 months over the term of 3 years. You get the security of a maximum interest rate.
|Users of the comparison service comparis.ch give PostFinance a good score for mortgages.|
Mortgage with interest adjustments every 3 months and the security of a maximum interest rate
Term: 3 years; end of the term at the end of each quarter
Direct or indirect amortization through your retirement savings account 3a, retirement funds, PostFinance Pension 25, PostFinance Pension 45 and PostFinance Pension 75 or life insurance
|Reference interest rate
Go to SWAP and LIBOR reference interest rates
|Interest due dates
||Quarterly (31.03. / 30.06. / 30.09. / 31.12.)
||Payments falling due are debited directly from your private account via Swiss Direct Debit (no inpayment slips are sent)
|Account management is free of charge for mortgages.|
Mortgage interest rates valid as of 23.08.2017
|LIBOR mortgage with CAP
|Maximum interest rate
The interest rates are standard rates for best creditworthiness. Data is given for information purposes only and is non-binding. The interest rate is based on the 3-month LIBOR rate at the start of the current quarter. The next update will take place at the end of the current quarter.
All interest rates apply to first-class residential real estate and borrowers (best creditworthiness). Individual customer interest rates are fixed according to risk. This means that the loan-to-value and financial burden ratios for individual customers have an impact on the amount of interest payable.
The interest rate is revised each quarter. It is based on the 3-month LIBOR rate and stays fixed for each quarter. Your advantages: you benefit from falls in interest rates.
A maximum interest rate is set for each 3-year loan tranche/series. Your advantages: you are protected from rises in interest rates.
In the event of early repayment, the customer shall pay compensation to PostFinance in accordance with the contractual provisions in the credit agreement.