- Natural persons with a permanent domicile in Switzerland
- Swiss citizens or foreigners with either a B or C residence permit
With a fixed-rate mortgage from PostFinance, you can protect yourself from rising interest rates. Throughout the selected term, the interest rate remains fixed.
Benefit from particularly low interest rates on our fixed-rate mortgages for a short time. Arrange a consultation now.
|Reference interest rate
||SWAP rate with the same term to maturity
Go to SWAP and LIBOR reference rates
|Interest due dates
||Quarterly (31.03. / 30.06. / 30.09. / 31.12.)
||Payments due are debited directly from your private account by Swiss Direct Debit (no inpayment slips are sent)
|Account management is free of charge for mortgages.|
Mortgage interest rates valid as of 18.08.2017
The interest rates are guide rates for customers with the best creditworthiness. Data is given for information purposes only and is non-binding.
All interest rates apply to first-class residential real estate and borrowers (best creditworthiness). Individual customer interest rates are set according to risk. This means that the loan-to-value and financial burden ratios for individual customers have an impact on the amount of interest payable.
The interest rates for fixed-rate mortgages can be set with a surcharge up to 360 days before payout.
||Credit modification charge (+/– prepayment penalty)
||Early withdrawal from credit agreement (+/– prepayment penalty)
In the event of early repayment, the customer or PostFinance shall pay compensation in accordance with the contractual provisions in the credit agreement.