Structured products are a combination of a traditional investment and a derivative financial instrument. From a legal point of view, structured products represent obligations or debt claims against the issuer. The creditworthiness of the issuer or of a guarantor of the structured product is therefore of vital importance for the investor.
Information on the risks of structured products and the functioning of yield enhancement, participation and capital protection products can be found in the Structured Products brochure.
Facts about structured products
Basic information for getting started easilyStructured products are investment instruments that represent an alternative to direct investments in equities, bonds, commodities, currencies, etc. Depending on their form, structured products can cater for every market expectation and every risk profile.
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The Swiss Structured Products Association (SSPA) offers you further comprehensive information on structured products.
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Structured products offer the following advantages compared to other investment instruments:
- Structured products allow everyone to form an opinion about the market. They can therefore focus on rising, falling or sideways-tending price developments.
- Depending on the form of a structured product, it can cater for every risk profile.
- With structured products, you can invest in any investment class, thereby benefiting from a broader diversification than with traditional investment classes.
- Structured products offer a cash flow advantage compared to other investment instruments. High liquidity is guaranteed as a result of the real-time price data available at all times.
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Structured products with PostFinance as guarantor are available for purchase from us free of charge. You can also take advantage of our creditworthiness (AA/A-1+ bank rating from Standard & Poor’s) as the guarantor of structured products issued in collaboration with Leonteq.