Amendments to the strategy funds

PostFinance is reorganizing the strategy funds as of 15 August 2022. Incorporating sustainability aspects means that topics relating to the environment, social aspects and governance will be considered in the future.

A range of strategy funds with different equity allocations

To meet your individual investment requirements, PostFinance offers strategy funds with varying equity components.

Overview of strategic composition and the updated fund names

The chart shows the adjusted fund names with the expected risk and expected return. New PF - ESG Yield Strategy Fund previously PostFinance Fonds 2; New PF - ESG Income Strategy Fund previously PostFinance Fonds 3; New PF - ESG Balanced Strategy Fund previously PostFinance Fonds 4; New PF - ESG Growth Strategy Fund previously PostFinance Fonds 5
The composition of the individual investment strategies varies based on current market developments.

New: Integration of sustainability aspects

PostFinance is realigning itself towards benchmarks that take into account environmental (E), social (S) and responsible corporate governance (G) aspects. This means the funds are more sustainable.

In future, the following basic principles will apply to all PostFinance strategy funds:

  • The aim is that the investment funds show a better ESG value than their traditional reference index
  • The retirement funds also have a lower carbon footprint than their traditional reference index

New: exposure in Swiss real estate funds

For diversification reasons, we have now decided to include the historically very successful “Swiss real estate funds” asset class.

Adjusted asset allocation

Due to changing market conditions, we have reduced the proportion of bonds denominated in Swiss francs. In addition to Swiss real estate funds, we are now increasingly investing the freed-up funds in global bonds and emerging market equities. These adjustments increase diversification and result in a better risk/return ratio.

Terms and costs

The aforementioned adjustments do not result in any change in the current fund costs. The total costs (TER / total expense ratio) for managing the funds remain between 1.03% and 1.23% per year.