Funds

Build up your assets with an individual investment strategy

Build up your assets systematically. You can choose between individual purchases for ad hoc investment and a funds saving plan for regular investments. Purchase fund units online in e-finance – simple as that.

Funds from PostFinance: solid performance and low overall costs

  • You do not pay any custody account fees

  • Invest from just CHF 100 monthly with a funds saving plan

  • Individual purchases from just CHF 2´000

  • Whether for short- or long-term investment horizons: the invested capital remains available daily

  • Clear portfolio with outstanding funds

  • In Switzerland, more than 9,000 funds are authorized for public sale. In order to help customers choose funds, PostFinance has compiled an attractive range of funds which comprises 8 of its own funds and 30 third-party funds. Funds from PostFinance provide solid performance and low overall costs. Our performance promise:

    • Solid performance: consistent, attractive fund performance
    • Low overall costs: free custody account management, low management fees and inexpensive issuing commission of 1% (holders of a private account plus, youth or student account pay only 0.5% commission)
  • A decisive factor in fund investment is how and over what period of time the money should be invested. In principle, PostFinance offers two investment options:

    • Individual purchase: Initial purchase from CHF 2,000 (subsequent purchases from CHF 100)
    • Fund plan: from CHF 100 fortnightly / monthly / every 2 months / quarterly
  • You can sell fund units directly in e-finance, or you can issue an order for the redemption of fund units in a PostFinance branch. The corresponding private account will be credited with the proceeds.

  • Discover your risk appetite and risk capacity by determining your investor profile. Essentially, the following rule of thumb applies: the longer your investment horizon, the higher your equity and foreign currency components can be.

  • All prices and conditions are stated in CHF or foreign currency equivalent.

    Purchase

    Individual purchase
    From CHF 2,000
    Subsequent purchase
    From CHF 100
    Funds saving plan
    • From CHF 100
    • Optional purchase periods: fortnightly, monthly, every two months or quarterly
    Issuing commission on purchase amount
    • 1% (max. CHF 1,000 per transaction)
    • 0.5% (max. CHF 500 per transaction with private account plus, youth or student accounts)
    Swiss stamp tax on foreign funds (LUX)
    0.15%

    Redemption

    Redemption to a private account
    Commission-free
    Minimum amount for redemption
    CHF 100

    Fund withdrawal plan

    Redemption to a private account
    Commission-free
    Minimum amount for partial redemption
    CHF 100

    Electronic delivery of fund units

    Available only for third-party funds

    Swiss securities or foreign securities
    CHF 100 per position (excl. 7,7% VAT)

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