Once you’ve purchased your H&M credit in the PostFinance App or in e-finance, you can redeem your H&M credit online, with H&M Home or in any H&M store in Switzerland with ease, and you don’t need a credit card either.
Purchase H&M creditPurchase online with ease without credit cards
At H&M, one of Europe’s leading fashion brands, you will find a wide selection of products in the very latest styles, as well as inspiration for your own style. Whether they browse online at hm.com, check out H&M Home or shop at one of H&M’s stores, customers can find everything – ranging from affordable clothing to designer collaborations.
Purchase H&M credit 24/7 via the app or e-finance
Purchase credit without a credit card
- Direct debit from your private account
Redeem online or in-store in Switzerland
- In-app purchase: private account and the PostFinance App (Android or iOS)
- Purchase via e-finance: private account and e-finance
- CHF 20
- Amount of your choice
There are no additional fees for your purchase.
With the PostFinance App
Wherever you happen to be: log in, buy credits, load and shop.
Download the app directly from the App Store or Google Play:
Select the “Assets” tile under the “Offers” menu or log in directly.
There’s no need to go to a kiosk or a physical sales point. Using the PostFinance App or e-finance, you can purchase your H&M credit online with ease.
Once you have purchased your H&M credit, you can access your H&M gift card by selecting “Get Gift Card”. Here you will find your gift card number, the PIN code to use in the online store and the bar code to use in-store.
You can redeem your H&M credit online by going to The link will open in a new window hm.com, with H&M home or in any H&M store in Switzerland. To redeem the credit in the online store The link will open in a new window hm.com, copy the gift card number and PIN code and paste these numbers in during the payment process: “Select payment method” -> “Add gift card”. To redeem the credit in an H&M store, open up the H&M gift card in the PostFinance App and show the bar code when you pay. The cashier will scan the bar code, which will redeem the H&M gift card.
You can redeem the H&M credit directly or give it as a gift via a mobile number.