If you just want to take part in the draw with the same chance of winning, you can do so at postfinance.ch/win-cc.
PostFinance Mastercard® Value is a prepaid card that works like a credit card: you can shop online or in-store around the world, withdraw cash and make contactless payments at the checkout. You can load credit onto your card in seconds via e-finance and the PostFinance App.
Win exclusive experiencesWin exclusive experiences
Apply for a PostFinance credit card or prepaid card by 31.10.2023 and benefit twice over once your application has been approved: you get a one-off welcome bonus of CHF 50 and automatically take part in the draw for exclusive experiences and prizes. Good luck!
PostFinance Mastercard Value: get money back on all purchases worldwide
Make purchases and withdraw cash worldwide
Pay with Apple Pay and Samsung Pay
Bonus programme – with up to 0.6% cashback
Management 24/7 in e-finance and via the PostFinance App
With unlimited cashback for the Mastercard Value card from PostFinance, you can benefit from a turnover reimbursement of 0.3%. In the first year you even receive a double bonus. The payment is made directly into your private account every six months, in June and December.
Cashback on the sales turnover achieved:
- 0.6% in thefirst year
- 0.3% from the second year
24/7 management in e-finance and via the PostFinance App
Thanks to secure e-finance, you have your credit card under control at all times:
- Real-time display of all your transactions and available amounts
- Load credit onto your card to increase your available amounts
- Receive free notifications about completed transactions (push or text notifications)
- Block or unblock your card and order a replacement card or a replacement PIN
Mobile payment solutions
Pay securely, more easily and quickly. The PostFinance Mastercard Value can be stored with the following providers:
Make secure payments worldwide with PostFinance credit cards thanks to the latest chip technology and 3-D Secure.
- resides in Switzerland or Liechtenstein (country of domicile),
- is at least 12 years old
- and has a private account in CHF from PostFinance
The annual fee is debited directly from the card account.
CHF 50 per year
With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a discount of CHF 50 on your credit card.
Replacement cardsVia hotline/customer advisorCHF 30 per cardVia e-financeCHF 25 per card
Load credit onto your cardLoad credit onto your card in e-finance or with an inpayment slipFree of chargeInitial loadingAt least CHF 100Maximum card balanceCHF 10,000
Payments and cash withdrawalsMonthly spending limitNone, the entire card balance is availableTransactions abroad (CHF/foreign currencies)1.7% processing surcharge (The exchange rate (selling rate) used is set once a day and is valid for processing on the next working day.)Cash withdrawal at ATMs in Switzerland and abroad3.5% commission (minimum CHF 10)Lottery, betting and casino transactions3.5% commission (excluding Swisslos and Loterie Romande. The maximum commission is CHF 100.)Monthly cash withdrawal limitCHF 1,000/day from ATMs
Max. credit loaded