PostFinance Mastercard Value

Get money back on all purchases worldwide

PostFinance Mastercard® Value is a prepaid card that works like a credit card: you can shop online or in-store around the world, withdraw cash and make contactless payments at the checkout. You can load credit onto your card in seconds via e-finance and the PostFinance App.

Win exclusive experiencesWin exclusive experiences

Apply for a PostFinance credit card or prepaid card by 31.10.2023 and benefit twice over once your application has been approved: you get a one-off welcome bonus of CHF 50 and automatically take part in the draw for exclusive experiences and prizes. Good luck!

If you just want to take part in the draw with the same chance of winning, you can do so at

PostFinance Mastercard Value: get money back on all purchases worldwide

  • Make purchases and withdraw cash worldwide

  • Pay with Apple Pay and Samsung Pay

  • Bonus programme – with up to 0.6% cashback

  • Management 24/7 in e-finance and via the PostFinance App

  • With unlimited cashback for the Mastercard Value card from PostFinance, you can benefit from a turnover reimbursement of 0.3%. In the first year you even receive a double bonus. The payment is made directly into your private account every six months, in June and December.

    Cashback on the sales turnover achieved:

    • 0.6% in thefirst year
    • 0.3% from the second year
  • Design

    24/7 management in e-finance and via the PostFinance App

    Thanks to secure e-finance, you have your credit card under control at all times:

    • Real-time display of all your transactions and available amounts
    • Load credit onto your card to increase your available amounts
    • Receive free notifications about completed transactions (push or text notifications)
    • Block or unblock your card and order a replacement card or a replacement PIN

    Mobile payment solutions

    Pay securely, more easily and quickly. The PostFinance Mastercard Value can be stored with the following providers:

    Card security

    Make secure payments worldwide with PostFinance credit cards thanks to the latest chip technology and 3-D Secure.

  • Preconditions

    The applicant

    • resides in Switzerland or Liechtenstein (country of domicile),
    • is at least 12 years old
    • and has a private account in CHF from PostFinance

    Card price

    The annual fee is debited directly from the card account.

    Main card

    CHF 50 per year

    With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a discount of CHF 50 on your credit card.

    Replacement cards

    Via hotline/customer advisor
    CHF 30 per card
    Via e-finance
    CHF 25 per card

    Load credit onto your card

    Load credit onto your card in e-finance or with an inpayment slip
    Free of charge
    Initial loading
    At least CHF 100
    Maximum card balance
    CHF 10,000

    Payments and cash withdrawals

    Monthly spending limit
    None, the entire card balance is available
    Transactions abroad (CHF/foreign currencies)
    1.7% processing surcharge (The exchange rate (selling rate) used is set once a day and is valid for processing on the next working day.)
    Cash withdrawal at ATMs in Switzerland and abroad
    3.5% commission (minimum CHF 10)
    Lottery, betting and casino transactions
    3.5% commission (excluding Swisslos and Loterie Romande. The maximum commission is CHF 100.)
    Monthly cash withdrawal limit
    CHF 1,000/day from ATMs
    Max. credit loaded

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