PostFinance Card combined with Debit Mastercard

Easy payments at home and abroad

Your PostFinance Card is now even more attractive: with the new PostFinance Card combined with Debit Mastercard®, you can pay anywhere in Switzerland and abroad. And of course, you can also make your online purchases from the comfort of your home.

The benefits of the debit card at a glance

  • In Switzerland, you can pay wherever the PostFinance Card logo or the Mastercard logo is displayed

  • Make cashless payments worldwide – in shops and online shops: look out for the Mastercard logo

  • Secure payment in online shops – with one-off 3D Secure registration

  • Free cash withdrawals at Postomats, in Swiss Post branches and in countless shops in Switzerland.

  • Withdraw cash worldwide at ATMs displaying the Mastercard logo

  • Make payments in shops

    You can pay with your PostFinance Card as before wherever the PostFinance logo is displayed. The card is also accepted wherever the Mastercard logo is displayed.

    When making your first contactless payment, a transaction using your PIN is required.

    Make payments in online shops

    You can pay with your PostFinance Card in online shops as usual. Where this option is not available, select “Mastercard”. This means you can pay with your PostFinance Card in online shops worldwide.

    Make payments via Mastercard – how to proceed

    In the online shop, select the “Mastercard” option and follow the instructions. In most cases, you will have to enter the following data from your card (additional checks are at the merchant’s discretion):

    • Card number
    • Card expiry date
    • Card verification number

    Pay securely in online shops

    Pay securely with your PostFinance Card. If you make the payment with Mastercard, the globally accepted 3-D Secure procedure is used. Complete a one-time activation for 3-D Secure now.

    Precondition: Swiss mobile phone number

    In e-finance

    Activate 3-D Secure in the credit card settings in e-finance.

    In the app

    Activate 3-D Secure in four steps in the PostFinance App.

    1. On the app homepage choose “More”
    2. Tap on “My cards”
    3. Select the card for which you want to activate 3-D Secure
    4. Activate 3-D Secure in the card settings

    Without e-finance or app

    Activate 3-D Secure by The link will open in a new window entering your card data. It takes several working days to complete the registration.

  • The current withdrawal limits remain unchanged. The contactless function allows you to pay amounts up to CHF 100 with the PostFinance Card without entering your PIN. The limit is CHF 80 for purchases processed with the Debit Mastercard.

  • The PostFinance Card for private customers remains free of charge.
    For business customers, the PostFinance Card costs CHF 30 per year, as before.

    A processing fee of 1.5% applies on purchases made abroad (goods or services bought in shops and online).

    • PostFinance Card with Debit Mastercard:

      • Account debited directly

      PostFinance credit card:

      • Bonus programme (cashback on sales turnover)
      • Car rental discount with AVIS
      • Financial flexibility (monthly invoice, partial payment possible)
      • Reservation guarantee: debit cards are often not accepted when booking accommodation, rental cars or flights. But a credit card guarantees the reservation.
      • Mobile payments with: Apple Pay, Samsung Pay, Google Pay, Garmin Pay, Fitbit Pay or SwatchPAY!
      • Value added services depending on credit card: travel insurance, VIP and concierge service, Priority Pass with airport lounge access