Compare credit cards

Whether it’s the Classic/Standard, Gold or Platinum credit card: we offer the right solution for all of your needs.

Credit card Classic/Standard Credit card Gold Credit card Platinum Prepaid card Mastercard Value

Annual price for main card: CHF 50.–

With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a free credit card.

Annual price for main card: CHF 100.–

With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a discount of CHF 50 on your credit card.

Annual price for main card: CHF 250.–

With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a discount of CHF 50 on your credit card.

Annual price for main card: CHF 50.–

With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a free credit card.

Annual price for additional card: CHF 20.–

Annual price for additional card: CHF 40.–

Annual price for additional card: First card free, each further card CHF 90.–

No partner card/second card

Make purchases and withdraw cash worldwide

Make purchases and withdraw cash worldwide

Make purchases and withdraw cash worldwide
Free cash withdrawal

Make purchases and withdraw cash worldwide

Make contactless payments

Make contactless payments

Make contactless payments

Make contactless payments

Mobile payment: Apple Pay; Samsung Pay; SwatchPAY!; TWINT

Mobile payment: Apple Pay; Samsung Pay; SwatchPAY!; TWINT

Mobile payment: Apple Pay; Samsung Pay; SwatchPAY!; TWINT

Mobile payment: Apple Pay; Samsung Pay; SwatchPAY!; TWINT

Bonus programme:
Cashback on the sales turnover achieved; 0.6% in the first year, 0.3% from the second year

Bonus programme:
Cashback on the sales turnover achieved; 1.0% in the first year, 0.5% from the second year

Bonus programme:
Cashback on the sales turnover achieved; 1.0% in the first year, 0.5% from the second year

Bonus programme:
Cashback on the sales turnover achieved; 0.6% in the first year, 0.3% from the second year

Management 24/7 in e-finance and via the PostFinance App

Management 24/7 in e-finance and via the PostFinance App

Management 24/7 in e-finance and via the PostFinance App

Management 24/7 in e-finance and via the PostFinance App

Monthly invoice (partial payment possible)

Monthly invoice (partial payment possible)

Monthly invoice (partial payment possible)

Load card with credit in advance

Rental car benefits with AVIS

Rental car benefits with AVIS

Rental car benefits with AVIS

VIP and Concierge Service: Call us and we will fulfil your wishes

Priority Pass with two free airport lounge entries per calendar year

Travel insurance: cancellation costs and rental car excess cover