Credit cards and prepaid cards

Pay easily anywhere and enjoy

Whether in a restaurant, for a delivery service or street food, you can pay easily and securely without cash using a credit or prepaid card from PostFinance. And thanks to cashback, you get money back every time you use your card. It’s completely normal for us.

For a limited time only: 50 francs on your credit cardFor a limited time only: 50 francs on your credit card

PostFinance will credit 50 francs to your private account if you apply for a prepaid or credit card by 9 October 2022. Apply now and receive 50 francs.

Credit card Classic/Standard Credit card Gold Credit card Platinum Prepaid card Mastercard Value

The practical card: shop securely and conveniently worldwide

The card for frequent shoppers: benefit with every purchase

The VIP card: with concierge service, airport lounge entry and travel insurance

The top-up card: for complete cost control

Annual price for the main card: CHF 50

Free in the SmartPlus, SmartYoung and SmartStudents banking packages

Annual price for the main card: CHF 100

CHF 50 in the SmartPlus, SmartYoung and SmartStudents banking packages

Annual price for the main card: CHF 250

CHF 200 in the SmartPlus banking package

Annual price for the main card: CHF 50

Free in the SmartPlus, SmartYoung and SmartStudents banking packages

With up to 0.6% turnover reimbursement

With up to 1% turnover reimbursement

With up to 1% turnover reimbursement

With up to 0.6% turnover reimbursement

The advantages of your PostFinance credit card

  • Cashback: receive 0.3 or 0.5 percent of the purchase amount back every time you make a payment – there is even double reimbursement in the first year

  • Better safe than sorry: receive free push and SMS notifications for transactions

  • Make mobile payments with Apple Pay, Samsung Pay, Google Pay, SwatchPAY!, Garmin Pay or Fitbit Pay

  • Manage bookings and cards 24/7 via e-finance and the PostFinance App

  • In the event of loss: block, unblock and order cards on your own

How our cashback bonus programme works

Benefit from turnover reimbursement of 0.3 or 0.5 percent of the purchase amount every time you use the card – there is even a double bonus in the first year. The reimbursements are automatically credited to your PostFinance account.

Example: Your annual spending with the Gold card amounts to 15,000 francs. 150 francs are credited to your PostFinance account – more than the annual cost of the card.

Purchase with peace of mind

Track your spending at any time in the PostFinance App or in e-finance. Get free push or SMS notifications for transactions if you wish.

Card lost or stolen? You can block and unblock your card or order a replacement card on your own at any time in e-finance or via the PostFinance App. We are here for you by telephone too.

Your card is always with you

Do you already use Apple Pay, Samsung Pay, Google Pay, SwatchPAY!, Garmin Pay or Fitbit Pay? Add your PostFinance credit card to your mobile phone and use it to make secure and fast payments in stores, apps or online.