Credit cards and prepaid cards

Pay worldwide and get money back

Whether at home or travelling, online or in the city, you can make cashless payments worldwide easily and securely with a credit or prepaid card from PostFinance. Benefit from a turnover reimbursement of up to 1% of the purchase amount every time you use the card.

Credit card Classic/Standard Credit card Gold Credit card Platinum Prepaid card Mastercard Value

The practical card: shop securely and conveniently worldwide

The card for frequent shoppers: benefit with every purchase

The VIP card: with concierge service, airport lounge entry and travel insurance

The top-up card: for complete cost control

Annual price for the main card: CHF 50

Free in the SmartPlus, SmartYoung and SmartStudents banking packages

Annual price for the main card: CHF 100

CHF 50 in the SmartPlus, SmartYoung and SmartStudents banking packages

Annual price for the main card: CHF 250

CHF 200 in the SmartPlus banking package

Annual price for the main card: CHF 50

Free in the SmartPlus, SmartYoung and SmartStudents banking packages

With up to 0.6% turnover reimbursement

With up to 1% turnover reimbursement

With up to 1% turnover reimbursement

With up to 0.6% turnover reimbursement

The benefits of your PostFinance credit card

  • Turnover reimbursement of 0.3 or 0.5% of the purchase amount. There is even double reimbursement in the first year

  • Complete control: keep an eye on your spending via the PostFinance App and e-finance

  • Relaxed and informed: free push and SMS notifications for transactions

  • Card lost or stolen? No problem: block, unblock and order cards independently 24/7

  • Partner and additional cards from as little as CHF 20

Your card is always with you

Do you already use Apple Pay, Samsung Pay, Google Pay, SwatchPAY!, Garmin Pay or Fitbit Pay? Add your PostFinance credit card to your mobile phone and use it to make secure and fast payments in stores, apps or online.

Purchase with peace of mind

Track your spending at any time in the PostFinance App or in e-finance. Get free push or SMS notifications for transactions if you wish.

Card lost or stolen? You can block and unblock your card or order a replacement card on your own at any time in e-finance or via the PostFinance App. We are here for you by telephone too.

Bonus programme: benefit twice over in the first year

Benefit from turnover reimbursement of 0.3 or 0.5% of the purchase amount every time you use the card – there is even a double bonus in the first year. The reimbursements are automatically credited to your PostFinance account.

Example: Your annual spending with the Gold card amounts to 15,000 francs. 150 francs are credited to your PostFinance account – more than the annual cost of the card.