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Credit card Classic/Standard	Credit card Gold	Credit card Platinum	Prepaid card Mastercard Value

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Annual price for main card: CHF 50.– With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a free credit card.	Annual price for main card: CHF 100.– With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a discount of CHF 50 on your credit card.	Annual price for main card: CHF 250.– With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a discount of CHF 50 on your credit card.	Annual price for main card: CHF 50.– With the SmartPlus, SmartStudents and SmartYoung banking packages, you receive a free credit card.
Annual price for additional card: CHF 20.–	Annual price for additional card: CHF 40.–	Annual price for additional card: First card free, each further card CHF 90.–	No partner card/second card
Make purchases and withdraw cash worldwide	Make purchases and withdraw cash worldwide	Make purchases and withdraw cash worldwide Free cash withdrawal	Make purchases and withdraw cash worldwide
Make contactless payments	Make contactless payments	Make contactless payments	Make contactless payments
Mobile payment: Apple Pay; Samsung Pay; SwatchPAY!; TWINT	Mobile payment: Apple Pay; Samsung Pay; SwatchPAY!; TWINT	Mobile payment: Apple Pay; Samsung Pay; SwatchPAY!; TWINT	Mobile payment: Apple Pay; Samsung Pay; SwatchPAY!; TWINT
Bonus programme: Cashback on the sales turnover achieved; 0.6% in the first year, 0.3% from the second year	Bonus programme: Cashback on the sales turnover achieved; 1.0% in the first year, 0.5% from the second year	Bonus programme: Cashback on the sales turnover achieved; 1.0% in the first year, 0.5% from the second year	Bonus programme: Cashback on the sales turnover achieved; 0.6% in the first year, 0.3% from the second year
Management 24/7 in e-finance and via the PostFinance App	Management 24/7 in e-finance and via the PostFinance App	Management 24/7 in e-finance and via the PostFinance App	Management 24/7 in e-finance and via the PostFinance App
Monthly invoice (partial payment possible)	Monthly invoice (partial payment possible)	Monthly invoice (partial payment possible)	Load card with credit in advance
Rental car benefits with AVIS	Rental car benefits with AVIS	Rental car benefits with AVIS
		VIP and Concierge Service: Call us and we will fulfil your wishes
		Priority Pass with two free airport lounge entries per calendar year
		Travel insurance: cancellation costs and rental car excess cover
Credit card Classic/Standard Find out more	Credit card Gold Find out more	Credit card Platinum Find out more	Prepaid card Mastercard Value Find out more