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Created on 12.11.2018

Pay quickly, inexpensively and securely online

Sales outlets aren’t the only places in Switzerland where you can make quick and easy cashless payments with the PostFinance TWINT App. Online stores are also increasingly turning to TWINT as a secure payment method. It can often even help you to save money.

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Online shopping is rapidly gaining in popularity in Switzerland – on smartphones, too. Yet, despite the variety of payment methods available, it’s interesting that lots of people are still choosing to pay for their online orders by invoice, even though this often costs them extra. That’s why payment using the PostFinance TWINT App is in some respects a far more advantageous option than payment via invoice or credit card.

Simple and widespread

Unlike credit card payments,  e-payments with TWINT do not require customers to enter their personal details (such as a credit card number) online . You simply open the PostFinance TWINT App on your mobile phone, tap on the QR code symbol, scan the QR code displayed in the online store using your smartphone , and that’s it – payment is complete. The process is simple, yet just as secure as online banking. Over 1,500 online stores already offer TWINT as a payment option for their e-commerce.

Quick and inexpensive

At some online stores such as Digitec and Galaxus, paying with TWINT is actually the cheapest payment option. Other stores don’t ship orders until the customer’s card payment has been cleared by their bank. If you pay on your phone with TWINT, your order is dispatched immediately. This means the app isn’t just useful for making inexpensive purchases online , but also ensures that your items arrive as soon as possible.

Why TWINT is so secure

Over 800,000 customers, i.e. 1 in 10 Swiss residents, have already put their trust in TWINT as an e-payment solution. Quite rightly, too. There are at least four good reasons why electronic payment using the PostFinance TWINT App on your mobile is particularly secure:

  • The PostFinance TWINT App is protected by a personal PIN.
  • Money for a payment is not stored on your smartphone, which means it can’t go missing if your phone is stolen or lost.
  • All personal data is stored securely in Switzerland and is not disclosed to third parties.
  • The link will open in a new window TWINT has backing from PostFinance, the largest Swiss banks and the payment service provider SIX. They are committed to ensuring the highest possible level of security.
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