Today, payment is often invisible: we pay at the checkout with our smartphone, we pay bills via e-banking, and the subscription fees for online services are automatically charged to our credit card.
Understanding electronic money without ever seeing it can be a challenge for children: where does the money come from that you get from the machine? How come you can buy all sorts of things with a plastic card? How does the money on the plastic card disappear the more we pay with it?
And it is precisely because digital money is so easily spent with just a click that children and young people need special support in learning how to handle it responsibly.