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Created on 24.05.2022

All tips on the QR-bill: how to pay easily and adjust your standing orders

Instead of the red or orange inpayment slips, black and white invoices with a QR code are increasingly arriving at homes and in mailboxes. It’s time to get used to them, because as of 1 October 2022, there will only be QR-bills. We show you how easy it is to pay with the QR-bill and how to adjust your standing orders.

In 1906, the inpayment slips were green, later they were blue, then green again and more recently orange and red. The colours are now a thing of the past. In June 2020, Switzerland switched to the black and white QR-bill. The transitional phase, during which the red and orange inpayment slips and the new QR-bill are in parallel circulation, will end on 30 September 2022. The QR-bill will ensure that Swiss payment transactions are further digitized and modernized.

Payments no longer possible with red and orange inpayment slips

As of 1 October 2022, payments with the red or orange inpayment slips will no longer be processed. Specifically, this means that you will no longer be able to pay with red or orange inpayment slips from this date onwards and that you will have to adjust your standing orders before 30 September 2022. This article provides tips on how to do this.

How do I recognize the QR-bill?

You can recognize the QR-bill at a glance by the clearly visible QR code with the Swiss cross in the middle. The QR code is the digital core of the QR-bill and functions similarly to a barcode at the supermarket checkout, but the QR code can contain larger amounts of data and be read by smartphones. It includes all the information necessary for the payment, which can be scanned. This makes paying invoices not only easier, but also safer, because input errors are no longer possible.

How do I pay with the QR-bill?

The QR-bill allows you to pay your invoices as you usually do with the red and orange inpayment slips.

Via mobile banking

Open the PostFinance App on your smartphone, scan the QR code and trigger the payment with a tap of your finger. If for some reason the QR code cannot be read, you can enter the payment information manually. You can find this information as text located next to the QR code.

Via e-banking

Log in to e-finance, scan the QR code with the camera of your computer/laptop and trigger the payment. If you cannot scan the QR code, enter the payment information manually into the payment screen in e-finance. You can find this information as text located next to the QR code.

At the branch counter or by post

QR-bills can be paid at all Swiss Post branches and at payment terminals, or by sending a payment order in an envelope by post.

What does switching to QR-bill mean for my standing orders?

As of 1 October 2022, a standing order can only be carried out if the credit account is given in the form of an IBAN (e. g. CHXX XXXX XXXX XXXX XXXX X).

What you need to do

As soon as the invoice issuer provides you with a QR-bill, delete the old standing order in e-finance and create a new one by scanning the QR code.

What should I do if I still receive an orange or red inpayment slip instead of a QR-bill after 1 October 2022?

Please contact the company that sent you the invoice. PostFinance has no influence on how companies issue their invoices.

How do I create QR-bills myself?

Do you need to send an invoice yourself? That’s not a problem with the QR-bill. You can create individual QR-bills very easily with the QR generator. You can find it at and in e-finance.

Your advantages with the QR-bill at a glance

  • Harmonization and modernization: there are no longer two different coloured inpayment slips in Switzerland, but only the black and white QR-bill, which is digitally readable.
  • Safe and efficient: you can scan the QR code with your smartphone or computer/laptop camera in an instant. Processing is even faster and more secure: input errors are prevented.
  • Not using the PostFinance App yet? The QR-bill is a good opportunity to download the app on your smartphone, because the fastest and most uncomplicated way to pay QR-bills is via the app.
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