3-D Secure and SMS card service

MasterCard / Visa

3-D Secure increases the security of your online payments, and the SMS card service gives you access to your most recent transactions at any time.

3-D Secure: approved security standard

3-D Secure is an internationally recognized security standard that offers protection for payments by credit and prepaid cards online. 3-D Secure is used by many online shops and is free of charge.

This is how 3-D Secure works

Once you have registered for the service, a new window opens during the payment process next time you make purchases online. The security notice you have selected appears in the window, prompting you to enter your personal password for identification purposes.

Here's how to register for 3-D Secure

You can either register directly here or you will be asked to do so automatically next time you make purchases from an online shop that offers 3-D Secure. You need your credit or prepaid card to register as well as your card account number. This information can be found on your transaction overview/monthly invoice or in e-finance.

SMS card service

With the SMS card service you can call up your most recent transactions or the amount available on your credit card at any time.

SMS request

Send the relevant keyword and the last four digits of your card number to speed-dial number 474.

Transactions and balance:
Send cardinfo XXXX to 474

Available balance:
Send cardsaldo XXXX to 474

The SMS request costs CHF 0.20. You can unsubscribe at any time in e-finance under «Settings and services» or via the PostFinance Card Center: tel. 0848 888 400 (max. CHF 0.08/min. in Switzerland).

SMS alerts

Upon request you can be informed automatically by SMS free of charge:

  • when the amount you have defined for debits is exceeded
  • when the amount you have defined as available is exceeded
  • when a debit is made on the card account

Register now for free

Register in e-finance under «Settings and services» and create your personal settings. Registration is only possible with a Swiss mobile phone number. For reasons of data protection, the SMS card service will be automatically deactivated if it is not used for six months.