3-D Secure and SMS card service

MasterCard / Visa

3-D Secure increases the security of your online payments, and the SMS card service gives you access to your most recent transactions at any time.

3-D Secure: approved security standard

3-D Secure is an internationally recognized security standard that offers protection for payments by credit and prepaid cards online. 3-D Secure is used by many online shops and is free of charge.

This is how 3-D Secure works

Once you have registered for the service, a new window opens during the payment process next time you make purchases online. The security notice you have selected appears in the window, prompting you to enter your personal password for identification purposes.

Here's how to register for 3-D Secure

You can either register directly here or you will be asked to do so automatically next time you make purchases from an online shop that offers 3-D Secure. You need your credit or prepaid card to register as well as your card account number. This information can be found on your transaction overview/monthly invoice or in e-finance.

SMS card service

With the SMS card service you have a constant overview.

SMS request

You can check your most recent transactions or the amount available on your card via SMS at any time. Send the relevant keyword and the last four digits of your card number to speed-dial number 474.

Transactions and balance:
Send cardinfo XXXX to 474

Available balance:
Send cardsaldo XXXX to 474

The SMS request costs CHF 0.20.

SMS alerts

Upon request you can be informed automatically by SMS free of charge:

  • when the amount you have defined for debits is exceeded
  • when the amount you have defined as available is exceeded
  • when a debit is made on the card account

Activate now

Log in to e-finance via the link below for the SMS card service, and configure your personal settings. Activation is only possible with a Swiss mobile phone number. You can change your personal settings or deactivate the service at any time. Customers without e-finance can contact the PostFinance Card Center: tel. 0848 888 400 (max. CHF 0.08/min. in Switzerland).