PostFinance Gold Cards


Gold Card. With an attractive bonus programme


Bonus programme

With the unlimited cash bonus programme for PostFinance Gold Cards you can benefit from a turnover reimbursement of 0.5%. In the first year you earn a double bonus. The payment is made directly into your private account semi-annually, in June and December. Cash withdrawals and debits for interest, prices and fees are not taken into account for calculating the turnover reimbursement.

Online access via e-finance

The secure online access via e-finance provides control of your card at all times:

  • Consult your card balance
  • Verify the most recent purchases, payments and cash withdrawals
  • Consult the current and last 15 transaction overviews
  • Consult the incurred bonus amount to the last settlement
  • Charge your card to increase the available amount

SMS card service

With the SMS card service you have a constant overview.


Book your rented vehicle via the link below and pay with your PostFinance Visa or MasterCard. The discount will be deducted automatically:

You can reserve by phone on 0848 811 818. Mention the AWD number (Avis Worldwide Discount number) You can find it on the reverse of your Gold card.

Contactless payment

The contactless payment function allows you to pay amounts of up to CHF 40 without entering your PIN.

Details on prices and conditions

The annual fee is debited directly from customers' card balance.

Payment modalities

Payment period for the monthly bill20 days, then set-off against default interest
Partial paymentPossible if there is no danger of overindebtedness
Settlement debitedSettlement via debit direct, e-bill or inpayment slip
Increase available amountVia inpayment to the card account (free of charge in e-finance)

Credit card limits can lead to financial difficulties, especially if there is a change in the income/expenditure situation due to unexpected circumstances.

Payments and cash withdrawals

Monthly spending limitIndividual
Purchases in foreign currency

1.2% processing surcharge

(exchange rate: UBS currency sell rate)

Partial payment9.5% effective annual interest rate
Monthly cash withdrawal limit

CHF 1,000/day from ATMs

Max. 20% of the card limit

Cash withdrawals from domestic ATMs
3.5% commission (at least CHF 10)
Cash withdrawals from ATMs abroad

3.5% (at least CHF 10) plus
1.2% processing surcharge


Card locking service in case of loss
(7/24 hours)
In Switzerland: Phone 0848 888 400 (max. CHF 0.08/min. in Switzerland)
From abroad: Phone +41 44 828 32 81
Card replacementAs soon as possible, usually within tree working days
3-D SecureProtection for online purchases. More information and registration:

Additional cards/card loss

Partner card/Second card CHF 40
Replacement cardCHF 20
Card lockFree

Cash-free around the world

Travel securely with PostFinance cards: Cash-free around the world.