Youth account

The ideal pocket money or salary account

Having your own account for the first time is an important step towards independence. Whether it’s for pocket money or a salary, the PostFinance youth account gives young people up to the age of 20 perfect control over their daily financial transactions. Thanks to e-finance and the PostFinance App, you can access the account anytime and anywhere − even conveniently and securely from your smartphone. That’s real freedom.

The advantages of the youth account: for customers up to the age of 20

  • Ideal as a pocket money or salary account

  • Preferential interest rate

  • Free account management

  • Free PostFinance Card from 12 years of age

  • On request: free Mastercard® Value (prepaid card) from 12 years of age or Classic/Standard credit card from 18 years of age

    • Youth account in CHF or EUR
    • Account management: either online (e-finance) or on paper
    • Monthly account statement and annual account balancing with interest statement
  • Current interest rates

    Youth accounts in banking packages

    Youth accounts are managed in the SmartKids banking package or the SmartYoung banking package. 

    Cash withdrawals

    Place of useCost for the cash withdrawal
    Place of use
    PostFinance Card
    Cost for the cash withdrawal
    Free of charge
    Place of use
    Postomats
    Cost for the cash withdrawal
    Free of charge
    Place of use
    Swiss Post counters
    Cost for the cash withdrawal
    Free of charge
    Place of use
    Migros customer service desks, Coop Pronto shops and Denner
    Cost for the cash withdrawal
    Free of charge
    Place of use
    ATMs in Switzerland
    Cost for the cash withdrawal
    Free of charge
    Place of use
    ATMs abroad
    Cost for the cash withdrawal
    Free of charge 

    Domicile abroad

    CHF 25/month per account, regardless of assets

  • Where can you withdraw cash at Migros?

    Cash withdrawals are possible at the Customer Service checkout.

    What are the preconditions for a youth account?

    Customers up to 20 years of age receive a youth account. Young people who are not yet of legal age require the signature of a parent or legal representative to open the account.

Become a customer with the right banking package

Children and young people receive a youth account in the SmartKids or SmartYoung banking package.

Children up to the age of 11

SmartKids

CHF 0/month

The ideal account for pocket money and savings for all goals great and small.

Young people up to the age of 20

SmartYoung

CHF 0/month

The youth account with a card for learning to manage pocket money and a salary for the first time.

Is the child or young person already a PostFinance customer?

Open an additional youth account with ease online.

This might interest you too