Giro international

Transfer money to an account abroad

Transfer money to an account abroad simply with Giro international.

Giro international: cost-effective, quick and secure

  • Transfers with an electronic payment order (EPO), in e-finance, as a paper single or standing order, or at your post office

  • Free euro transfers as per SEPA standard in e-finance (Giro international SEPA)

  • Transfers are automatically checked to ensure that they meet SEPA requirements

  • “URGENT” option for urgent transfers in EUR, USD and CHF

  • Transfer the amount from your business account

    • Electronically in e-finance as an international payment
    • As an electronic payment order (EPO)
    • In writing with a payment or standing order and the Giro international form, or as an inpayment at your post office (possible only with the PostFinance Card)

    Payment currency

    You decide in which currency the amount should be credited abroad. Standard procedure is for the amount to be converted into the currency of the destination country. Crediting the amount in CHF (payment currency CHF) is worthwhile only if the end beneficiary’s account abroad is a CHF account.

    Transfer duration

    • Giro international SEPA: within a maximum of one banking day from the debit date
    • Giro international: within two to four banking days from the debit date
    • “URGENT” option: generally on the same day; carried out as quickly as possible. PostFinance has no influence on transactions being carried out instantly by the recipient institution.

    Info hotline

    If you have any questions regarding Giro international, please call +41 58 667 97 67.

    IBAN (International Bank Account Number) and BIC (Bank Identifier Code)

    In accordance with the SEPA standard, euro credit transfers can be executed only with an IBAN. For other credit transfers, the account number and the BIC or a country-specific code are mandatory. A Giro international (without urgent) to the USA, Canada, Australia, India and China requires a country-specific code if the payment currency matches the currency of the country of the recipient bank. Countries for which the IBAN is mandatory are marked in the IBAN country list.

  • Credit transfer

    Electronic transfer in e-finance

    Free for SEPA transfers

    CHF 2

    CHF 12 (URGENT)

    Transfer in writing with payment or standing order

    CHF 5

    CHF 15  (URGENT)

    Inpayment with the PostFinance Card at the post office

    CHF 12

    CHF 22 (URGENT)

    Third-party fees

    Fees may be charged by involved banks for Giro international transactions. The client may choose from the following fee rules:

    • Fees paid by the recipient/shared cost: Fees are charged to the beneficiary, i.e. fees are deducted from the amount. The beneficiary therefore does not receive the full transfer amount.
    • Fees charged to the client/our cost: All third-party fees for transferring money to the recipient bank are payable by the client as part of a flat fee of CHF 20 (+ basic price). The recipient bank is credited with the full amount.

    No third-party fees are chargeable for Giro international SEPA.

    Credit fees

    For both Giro international and Giro international SEPA, recipient banks can charge their customers a fee for incoming payments – regardless of the fee option. This is beyond PostFinance’s control.

    Giro international form

    You will receive 100 forms per year (360 days) for Giro international for free. Additional forms cost CHF 2 for 100.

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