- Small and medium-sized enterprises domiciled in Switzerland
- At least 3 annual financial statements to be produced for inspection
Current account creditFor flexible account management
Bridge liquidity shortfalls with a current account credit. For optimum cash management that gives you greater leeway in terms of liquidity.
Current account credit: make sure you always have enough liquidity
Credit to bridge liquidity shortfalls
Credit limit from CHF 20,000
Variable, risk-adjusted interest rate (on request), limit up to CHF 100,000 with single interest rate
Interest maturity: quarterly (end of quarter)
Credit commission & payment methodCredit commission
From CHF 100,000, 0.25% per quarter on the average credit amount used
Interest and commission will be added directly to the balance of the current account
FeesReminder fees for outstanding interest and repayments
CHF 20Fees for extraordinary expenses will be charged to the customerIndividual amounts
Reference interest rates
PostFinance uses the LIBOR and SWAP rates to calculate the current interest rates.