Current account credit

For flexible account management

Bridge liquidity shortfalls with a current account credit. For optimum cash management that gives you greater leeway in terms of liquidity.

Current account credit: make sure you always have enough liquidity

  • Credit to bridge liquidity shortfalls

  • Currency: CHF

  • Credit limit from CHF 20,000

  • Unlimited term

  • Variable, risk-adjusted interest rate (on request), limit up to CHF 100,000 with single interest rate

  • Interest maturity: quarterly (end of quarter)

    • Small and medium-sized enterprises domiciled in Switzerland
    • At least 3 annual financial statements to be produced for inspection
  • Credit commission & payment method

    Credit commission
    From CHF 100,000, 0.25% per quarter on the average credit amount used
    Payment method
    Interest and commission will be added directly to the balance of the current account

    Fees

    Reminder fees for outstanding interest and repayments
    CHF 20 
    Fees for extraordinary expenses will be charged to the customer  Individual amounts

    Reference interest rates

    PostFinance uses the LIBOR and SWAP rates to calculate the current interest rates.