Current account credit

For flexible account management

Bridge liquidity shortfalls with a current account credit. For optimum cash management that gives you greater leeway in terms of liquidity.

Current account credit: make sure you always have enough liquidity

  • Credit to bridge liquidity shortfalls

  • Credit limit up to CHF 100,000 (up to an equivalent value of CHF 20,000 is also possible in a foreign currency)

  • Competitive interest rates and transparent conditions

  • The minimum requirement is that the following documents must be provided and criteria fulfilled for a limit request:

    Credit limit up to CHF 20,000 (equivalent value also possible in a foreign currency)

    • Small and medium-sized enterprises domiciled in Switzerland
    • Current extract from the debt collection register
    • Business account has existed for at least 12 months

    Credit limit up to CHF 100,000

    • Small and medium-sized enterprises domiciled in Switzerland
    • Current annual financial statements including auditor’s report
    • Annual financial statements for the previous two years
    • Current extract from the debt collection register
  • Current interest conditions  
    Current interest conditions
    Credit limit up to CHF 20,000
     
    7.5 – 9.5%
    Current interest conditions
    Credit limit CHF 20,000 to CHF 100,000
     
    5.75%
    • Interest only on actual credit amount requested
    • No stand-by charge and no credit commission
    • Credit limit possible without collateral
    • CHF 20 for reminder fees for outstanding interest