Your customers will have a secure and reliable payment method and will not risk going overdrawn in your online shop with the PostFinance Card and PostFinance E-finance payment methods. As an online shop operator, you benefit from a payment guarantee and fast credit.
More than 3 million PostFinance Card holders as potential customers
Payment guarantee (no credit risk), direct debit from the purchaser’s postal account
Quick credit – one day after posting at the latest
No fixed costs
Accounting processes can be automated; flexible payment management
Your customers must have a postal account with the PostFinance Card and (if they have e-finance access) optionally already be registered for the Login via PostFinance App. Purchases in excess of CHF 500 or EUR 350 require a card reader in addition to the PostFinance Card if the registration for Login via App is not completed yet. There is a monthly limit of CHF 1,500 or EUR 1,300 for the PostFinance Card Alias option.
Your customers need to have a postal account with an e-finance subscription and optional registration for Login via App or alternatively a PostFinance Card with a card reader or with a Mobile ID (certificate on the SIM card).
You will need a business account at PostFinance or at a third-party bank and an acquiring contract with PostFinance. You will also require a contract with a payment service provider that has integrated the interface to PostFinance.
The following payment service providers offer PostFinance payment methods:
| Transactions | Commission | Or fixed price per trx. |
|---|---|---|
| Transactions Up to 100/month |
Commission 1,9% |
Or fixed price per trx. CHF 6.00 |
| Transactions 100 or more per month |
Commission 1,8% |
Or fixed price per trx. CHF 5.50 |
| Transactions 500 or more per month |
Commission 1,7% |
Or fixed price per trx. CHF 5.00 |
| Transactions 1000 or more per month |
Commission 1,6% |
Or fixed price per trx. CHF 4.50 |
| Transactions 2000 or more per month |
Commission 1,5% |
Or fixed price per trx. CHF 4.00 |
| Transactions 3000 or more per month |
Commission 1,4% |
Or fixed price per trx. CHF 3.50 |
| Transactions | Commission | Or fixed price per trx. |
|---|---|---|
| Transactions Up to 1200/year |
Commission 1,9% |
Or fixed price per trx. CHF 6.00 |
| Transactions 1200 or more per year |
Commission 1,8% |
Or fixed price per trx. CHF 5.50 |
| Transactions 6000 or more per year |
Commission 1,7% |
Or fixed price per trx. CHF 5.00 |
| Transactions 12000 or more per year |
Commission 1,6% |
Or fixed price per trx. CHF 4.50 |
| Transactions 24000 or more per year |
Commission 1,5% |
Or fixed price per trx. CHF 4.00 |
| Transactions 36000 or more per year |
Commission 1,4% |
Or fixed price per trx. CHF 3.50 |
| Credit advice | Medium | Price per delivery |
|---|---|---|
| Credit advice Paper |
Medium Physical |
Price per delivery CHF 2.– |
| Credit advice PDF |
Medium E-mail, e-finance |
Price per delivery CHF 0.– |
| Credit advice XML |
Medium E-finance, FDS, PMS |
Price per delivery CHF 0.– |
Prices and conditions apply to each payment method. Transactions using the PostFinance Card and PostFinance E-finance payment methods are not accumulated.
