PostFinance Visa Business Card

Ideal for business trips and expenses
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With the PostFinance Visa Business Card, you are well-served on business trips worldwide – whether paying in restaurants, hotels and shops or making cash withdrawals worldwide. You benefit from an attractive bonus programme while also always having your expenses under control.

PostFinance Visa Business Card: make payments and cash withdrawals worldwide

  • Shop without cash, pay online and withdraw cash worldwide 

  • Simple card management in e-finance and via the PostFinance App

  • Free SMS notification for executed transactions

  • Individual limits can be set for each employee

  • Monthly consolidated and individual statements

  • Bonus programme with repayment for the sales turnover achieved

  • Bonus programme

    With the unlimited bonus programme for the PostFinance Visa Business Card, you can benefit in the first year from a turnover reimbursement of 0.6% of the total sales turnover (without cash withdrawals, fees, interest, etc.). From the second year, the bonus rate is 0.3%.

    The bonus payment is made every six months, in June and December, directly to the postal account.

    Avis – discounted car rental

    Book your rented vehicle via the link below and pay with your PostFinance Visa Business Card. You will receive the discount automatically.

    Rental vehicles can be booked by calling 0848 811 818. Mention the AWD number (Avis Worldwide Discount number) during the call. The number can be found on the back of your PostFinance Visa Business Card.

  • Manage your credit cards in e-finance

    Thanks to secure e-finance, you have your credit card under control at all times:

    • Check the available amount, your card limit and the accrued bonus amount
    • Check all transactions in the current accounting period and the last 15 accounting periods
    • Block and unblock a card, order a replacement card and PIN
    • Set up free SMS notifications for card refunds and debits
    • Set the preferred payment method for the monthly credit card invoice

  • 3-D Secure – shop online easily and securely

    The 3-D Secure procedure is a service provided by Mastercard/Visa and PostFinance, which makes online shopping with a credit card more secure. More and more retailers are using this procedure. Customers are asked to confirm the payment with an additional security element when they shop online.

    The 3-D Secure procedure allows you to confirm your online purchases simply and securely with your credit card via the PostFinance App using fingerprint/face recognition or SMS code. 

  • Should you lose your card, we are there for you 24/7. We will replace the card as quickly as possible, usually within three working days.

    Block and replace via e-finance

    Login e-finance

    Block and replace via telephone

    In Switzerland: 0848 888 400 (max. CHF 0.08/min. in Switzerland)
    From abroad: +41 44 828 32 81

  • Card prices

    Main card
    CHF 80/year
    Additional card
    CHF 80/year

    The annual fee is debited directly from the customer’s card balance.

    Replacement Card

    Via hotline/customer advisor
    CHF 30 per card
    Via e-finance
    CHF 25 per card

    Card blocking

    Via hotline/customer advisor
    Free of charge
    Via e-finance
    Free of charge

    Methods of payment

    Monthly invoice payment deadline
    20 days, default interest charged thereafter
    Debit or invoice
    Charged via Swiss Direct Debit, e-Bill or with inpayment slip
    Annual interest rate in the event of default
    9.5%
    Increase in available amount
    By inpayment to card account (Free in e-finance)

    Payments and cash withdrawals

    Monthly spending limits
    Individual
    Transactions abroad (CHF/foreign currencies)
    1.2% processing surcharge (The exchange rate (selling rate) used is set once a day and is valid for processing on the next working day.)
    Monthly cash withdrawal limits

    CHF 1,000/day at ATM or counter

    Max. 40% of card limit
    Cash withdrawals at ATMs in Switzerland
    3.5% commission (minimum CHF 10)
    Cash withdrawals at ATMs abroad
    3.5% commission (minimum CHF 10),

  • Objecting

    FAQs

    • If you voluntarily choose to forgo an event/flight/trip due to coronavirus, please contact your tour operator or booking portal directly (airline, hotel, car rental, etc.) to request a refund.

    • Please contact the tour operator/travel agent or booking portal directly (hotel, car rental, airline, etc.) regarding the conditions regarding rebooking/cancellations and request a refund.

      If the operator/agent does not offer a refund or you do not receive a response, please send us all documents along with a completed claim form. Once we have received the documents, we will assess your case individually.

    • Please contact the airline/travel agent or booking portal directly (hotel, car rental, etc.) regarding the conditions regarding rebooking/cancellations and request a refund.

      If the operator/agent does not offer a refund or you do not receive a response, please send us all documents along with a completed claim form. Once we have received the documents, we will assess your case individually.

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