To open a savings account for businesses, you need a business account with PostFinance.
E-finance
- Carry out financial transactions online
- Access to accounts and documents anytime
- Preferential conditions
Savings account for businesses
Invest surpluses flexibly and securely
The savings account for businesses is the perfect complement to your business account. The investment account allows you to invest surplus cash securely and benefit from flexible withdrawal options.
Savings account for businesses: achieve your savings goals securely
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Free account management in CHF or EUR
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Flexible withdrawal options
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Payments and credit/debit advice in e-finance or on paper
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Account card in CHF or EUR for cash withdrawals at Postomats or post office counters
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Annual or quarterly account statement with interest statement
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Account managementFree of charge
Number of withdrawals/payment slips per calendar year- Free of charge: 10 withdrawals/payment slips
- Each additional withdrawal/payment slip: CHF 8
No withdrawal notice required- Up to CHF 150,000 or EUR 100,000 per calendar year
- Transfers to PostFinance services (exception: withdrawals to the business account)
Written withdrawal notice required- Amounts over CHF 150,000 or EUR 100,000 per calendar year, notice period of 3 months
- Withdrawal notices are valid 30 days beyond the notice period
If the notice period is not observed- Charge of 1% of the amount exceeding the limit is charged at end of the month or when the account is closed
Current interest rates
Interest of 0.00% for CHF and EUR
Account card withdrawal limits
Withdrawal limits Account card in CHF Account card in EUR Withdrawal limits Cash withdrawals per day (limit at Postomats)
Account card in CHF CHF 1,000 or equivalent amount
Account card in EUR EUR 700 or equivalent amount
Withdrawal limits Monthly limit per card
Account card in CHF CHF 5,000
Account card in EUR EUR 4,000
Withdrawal limits Monthly limit per account (only if several cards belong to the same account)
Account card in CHF CHF 5,000
Account card in EUR EUR 4,000
Withdrawal limits Withdrawals at post offices
Account card in CHF Account balance in terms of cash holdings
Account card in EUR Account balance in terms of cash holdings
