E-savings account for businesses

Invest surpluses flexibly and securely

The e-savings account for businesses is the perfect complement to your business account. You can invest surplus cash securely and benefit from flexible withdrawal options. The investment account is managed purely electronically in e-finance.

E-savings account for businesses: manage it electronically in e-finance

  • Everything can be done electronically in e-finance: account opening, account management and account withdrawals

  • Free account management in CHF or EUR

  • Flexible withdrawal options

  • Annual interest statement

  • Quarterly electronic account statements upon request

    • Business account in the same currency as the main account (one e-savings account per business account)
    • Electronic account management in e-finance
  • Account management
    Free of charge
    Number of withdrawals/payment slips per calendar year
    • Free of charge: 5 withdrawals/payment slips
    • Each additional withdrawal/payment slip: CHF 8
    No withdrawal notice required
    • Up to CHF 150,000 or EUR 100,000 per calendar year
    • Transfers to PostFinance services (exception: withdrawals to the business account)
    Written withdrawal notice required
    • Amounts over CHF 150,000 or EUR 100,000 per calendar year, notice period of 3 months
    • Withdrawal notices are valid 30 days beyond the notice period

    If the notice period is not observed
    • Charge of 1% of the amount exceeding the limit at the end of the year or upon account cancellation

    Current interest rates

    Interest of 0.00% for CHF and EUR

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