The QR-bill enables you to issue invoices with ease, collect debts securely and manage your accounts receivable in a quick and uncomplicated manner. You can use and combine additional structured, digital data exactly how you wish. As an invoice recipient, you also benefit from standardized billing information.
As of 1 October 2022, only QR-bills will be processed. From that point on, payments with red and orange inpayment slips (IS/ISR) will no longer be processed.
Invoicing that is simplified, lawful and secure
Payments made quick and easy by scanning
Electronic transfer of all payment information
Make payments digitally or by payment order, or in Swiss Post branches
Keep track of your accounts receivable at all times
Invoicing in Swiss francs and euros
There are 3 types of QR-bill:
QR-bills can be created and paid easily using accounts receivable/payable software. Contact your software partner if you have any questions or issues. If you’re looking for a provider, our recommendations for software suppliers can be found on The link will open in a new window isotest.postfinance.ch.
Create QR-bills quickly and easily using the QR generator on our website or in e-finance. For this you will need your IBAN or QR-IBAN.
Information may not be subsequently added to QR payment parts by hand. The payment reference must already be printed upon the invoice’s creation.
Check your newly created QR-bill and the QR code directly online on the PostFinance The link will open in a new window test platform. If you do not have access to the test platform yet, click “Login” on the homepage in order to register.
Check the layout under “Visual control”. You can test the completeness of the content of the QR code under “Validate QR-bill”.
To send the QR-bill as a hard copy, you will need to print it onto white, perforated paper. QR-bills you intend to send to the invoice recipient as PDFs via e-mail must include lines and a scissor symbol for separating the payment part and receipt.
You can find perforated paper for QR-bills at The link will open in a new window shop.post.ch, office supply shops or at print shops as per The link will open in a new window paymentstandards.ch.
You will be informed of payments received according to the type of QR-bill: QR-bills without a reference per account statement, QR-bills with a QR reference per detailed notification (camt.054) or per account statement (camt.053). No slip images are delivered for QR-bills, as all relevant payment information is entered and communicated digitally. Of course, you can also set individual settings regarding notification.
Using a slip scanner you can easily scan QR codes with a click and import the data into your accounting software or e-banking system.
| Notification type | Electronic | Paper | |
|---|---|---|---|
| Daily |
Notification type camt.054/camt.053 |
Electronic Free |
Paper Not available |
| Twice daily |
Notification type camt.054 |
Electronic CHF 0.08 per transaction |
Paper Not available |
| Hourly |
Notification type camt.054 |
Electronic CHF 0.08 per transaction |
Paper Not available |
| Individually selected time |
Notification type camt.054 |
Electronic CHF 0.08 per transaction |
Paper Not available |
| Daily |
Notification type Account statement PDF |
Electronic Free |
Paper According to notification cycle |
| Category | Value dates |
|---|---|
| Category Electronic and paper-based account transactions | Value dates T + 0 |
| Category Counter payments | Value dates T + 1 |
