QR-bill for invoice issuers

Frequently asked questions

The end of the red and orange inpayment slips (IS/ISR) is drawing ever closer: only QR-bills or payment parts with a QR code and receipt can be processed as of 1 October 2022. Switch over now to avoid payment defaults. Find out what you need to know and what action to take as an invoice issuer here.

Questions and answers

  • We have summarized the key information about the switch for you:

    Haven’t switched yet? You need to do so now as a company

    We also provide you with our The link will open in a new window test platform for checking your QR-bills or your payment parts with a QR code.

    If you are a small company or sole proprietorship that issues only a small number of QR-bills, you can also do so quickly and easily using our QR generator.

    You can also find lots of helpful information on the websites of SIX Interbank Clearing Ltd, the developer of the QR-bill:

    The link will open in a new window paymentstandards.ch  

    The link will open in a new window pay-simple.ch

  • Yes. The Swiss financial center, and so PostFinance as well, is set to replace all variations of the current orange inpayment slips with reference numbers (ISR) and the red inpayment slips with message field (IS) with the QR-bill.

    The current IS and ISR inpayment slips will no longer be processed after 30  September 2022.

  • The biggest advantage for you as an invoice issuer is the electronic transmission of all payment data. In addition, the QR-bill can be issued in CHF and EUR and you can easily create your own QR-bill and print it out on normal white paper (with perforation).
  • No. Neutral inpayment slips will be discontinued as of 1  October 2022 and will not be replaced by a corresponding solution.
  • Please contact your software manufacturer to ask this question.
  • If you previously invoiced using orange inpayment slips with a reference number (ISR), you must send a new QR-bill to the invoice recipients in each case. The same applies if you use a new account number for your invoicing.

    If you previously invoiced using red inpayment slips without a reference number (IS), you do not need to send a new QR-bill to invoice recipients unless you are using a proprietary bank account number (i.e. no IBAN and no PostFinance account) or the Creditor Reference (SCOR) for your invoicing.

  • Unfortunately, there is no special solution for doing this with the QR-bill. This is because handwritten notes are not permitted on the new payment parts with a QR code.

    PostFinance offers its own solution: the donation template.

    As a non-profit organization or an NGO, you can use the donation template for your projects. Donors can then specify the project or cause they would like to support and make the donation payment at Swiss Post branches – without a QR-bill or a payment part with a QR code.

    The same applies to appeals for donations in obituaries or death announcements: donors can make their donation inpayments and note the purpose of the donation without a QR-bill at Swiss Post branches. 

    Would you like to use the donation template? Please contact your customer support officer who will be happy to help you further.

  • No, that is not allowed.

    A QR code for payments may only be used in the context of a complete QR-bill and/or on a payment part. 

  • Yes, absolutely. Please contact your software partner as soon as possible to make sure that your software supports QR-bill creation.

    From 1  October 2022, it will no longer be possible to process red and orange inpayment slips (IS/ISR). If you switch too late, you run the risk of payment defaults.

    Please also check your accounts receivable master data. Make sure that the addresses are stored in a structured manner wherever possible.

  • Yes, indeed. The detailed notification (camt.054 or camt.053) tells you whether and how many reject fees a transaction has caused.

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